518 Co Rd 705, Athens, TN 37303 Property Records

McMinn County property record for 518 Co Rd 705, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	3.25 ba · 2,685 sqft · built 1967
Lot Size	2.78 acres (121,097 sqft)
Owner	2 Individual Names on Record
Last Sale	$96,000 (Jan 1982)
Tax Bill	$1,263 (2025)
Deeds & Mortgages	Nov 2023 Sale Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054075 12300`

Property Details

APN / Parcel Number

Primary APN	`054075 12300`
Alternative APNs	`075 12300 00005075` `075 12300`

Interior

Full Baths	3.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,685 sqft Living Area
1st Floor Area	2,685 sqft
Basement Area	2,685 sqft
Finished Basement	270 sqft
Unfinished Basement	2,415 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2011
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	121,097 sqft (2.78 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	708 sqft
Carport	Carport
Carport Area	708 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	189 sqft
Deck Area	196 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	518 COUNTY ROAD 705
City	ATHENS
State	TN
Zip	37303-6030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05 05 071 071 06901 000, COUNTY AREA: D01
Jurisdiction	MCMINN TN
Township / Civil Division	5
Census Block Group	3
Census Block	3020
Census Tract	970402

Owner

Source: McMinn County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	518 COUNTY ROAD 705, ATHENS, TN 37303-6030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Warranty Deed, Transfer TITLE INSURANCE COMPANY/CHATTANOOGA, TITLE INS CO OF CHATTANOOGA
Jan 10, 2023	Warranty Deed, Transfer · Commercial Mortgage CAPSTAR BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 1982 · Amount on Record
Deed Sale	Jan 1, 1982 · Amount on Record
Deed Book / Page	9J / 449
Last Transfer Date	Mar 16, 2011
Transfer Doc	000019C575
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Nov 20, 2023
Property Address	518 COUNTY ROAD 705, ATHENS, TN 37303-6030
Document Number	000023X169
Book / Page	23X / 169
Instrument Date	Nov 17, 2023
Instrument	251160
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	TITLE INSURANCE COMPANY/CHATTANOOGA, TITLE INS CO OF CHATTANOOGA

Transaction

Amount	Amount Recorded
Tax	$1,720.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 COUNTY ROAD 705, ATHENS, TN 37303-6030

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Jan 10, 2023
Property Address	518 COUNTY ROAD 705, ATHENS, TN 37303-6030
Document Number	000023L718
Book / Page	23L / 718
Instrument Date	Jan 10, 2023
Instrument	242993
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	VALLEY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,073.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 COUNTY ROAD 3050, ATHENS, TN 37303-7049

Mortgage

Document Number	0001303389
Date	Jan 10, 2023
Book Page	1303/389
Instrument	242994

Lender

Name	CAPSTAR BANK
Type	Bank
Address	NASHVILLE, TN 37230

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	McMinn County
Unified School District	McMinn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,263.00 (+3.44%)	$116,675 (+3.39%) Land $9,875 Building $106,800
2024	$1,221.00	$112,850 (-) Land $6,050 Building $106,800
2023	$1,221.00 (+51.49%)	$112,850 (+116.71%) Land $6,050 Building $106,800	$466,700 (+124.05%) Land $39,500 Building $427,200
2022	$806.00	$52,075 Land $3,825 Building $48,250	$208,300 Land $15,300 Building $193,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 78% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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