487 Co Rd 705, Athens, TN 37303 Property Records

McMinn County property record for 487 Co Rd 705, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,610 sqft · built 1930
Lot Size	1.55 acres (67,518 sqft)
Owner	2 Individual Names on Record
Tax Bill	$461 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054075 11800`

Property Details

APN / Parcel Number

Primary APN	`054075 11800`
Alternative APNs	`075 11800 00005075` `075 11800`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,610 sqft Living Area
1st Floor Area	1,610 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1990
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	67,518 sqft (1.55 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,280 sqft
Parking Spaces	5 Parking Spaces
Porch	Enclosed Porch
Porch Area	392 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	075 11800 00005075
Street Address	487 COUNTY ROAD 705
City	ATHENS
State	TN
Zip	37303-6029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05 05 071 071 12900 000 F C WILLIAMS FR, COUNTY AREA: D01
Jurisdiction	MCMINN TN
Township / Civil Division	5
Census Block Group	3
Census Block	3017
Census Tract	970402

Owner

Source: McMinn County records, as of February 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	487 COUNTY ROAD 705, ATHENS, TN 37303-6029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2025
Deed Sale	Jun 26, 2025
Prior Sale	Apr 5, 2001 · Amount on Record
Deed Document Number	000024R735
Deed Book / Page	22L / 91
Prior Transfer Date	Dec 10, 2020
Prior Transfer Doc	220466
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Dec 10, 2020
Property Address	487 COUNTY ROAD 705, ATHENS, TN 37303-6029
Document Number	0000022L91
Book / Page	22L / 91
Instrument Date	Dec 9, 2020
Instrument	220466
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	RADIANT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$612.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 COUNTY ROAD 705, ATHENS, TN 37303-6029
Investor	Possibly a Property Investor

Mortgage

Document Number	0000220467
Date	Dec 10, 2020
Instrument	220467

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	McMinn County
Unified School District	McMinn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$461.00	$42,625 (-) Land $6,225 Building $36,400
2024	$461.00	$42,625 (-) Land $6,225 Building $36,400
2023	$461.00 (+15.54%)	$42,625 (+65.05%) Land $6,225 Building $36,400	$170,500 (+65.05%) Land $24,900 Building $145,600
2022	$399.00	$25,825 Land $3,925 Building $21,900	$103,300 Land $15,700 Building $87,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 76% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Co Rd 705

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