518 Arnold Ave S, Thief River Falls, MN 56701 Property Records

Pennington County property record for 518 Arnold Ave S, Thief River Falls, MN 56701

Property Summary

Property Type	Apartment House (2-4 Units)
Details	built 1946
Lot Size	0.223 acres (9,746 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,892 (2026)
Deeds & Mortgages	Jul 2026 Sale Mar 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-25.00511560`

Property Details

APN / Parcel Number

Primary APN	`R-25.00511560`
Alternative APN	`1959`

Interior

Units	5 Units

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Multi-Family
Lot Area	9,746 sqft (0.223 acres)
Lot Width	50 ft Width

Location & Zoning

Account Number	1959
Street Address	518 ARNOLD AVE S
City	THIEF RIVER FALLS
State	MN
Zip	56701-3519
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Legal Description	PORTERS ADDITION LOTS 13 THRU 17 LESS HWY BLK 16 LESS LOT 13 TAKEN BY HWY R/W
Legal Subdivision	PORTERS ADDITION
Legal Block	16
Legal Lot Number	13-17
Jurisdiction	PENNINGTON MN
Township / Civil Division	THIEF RIVER FALLS
Census Block Group	3
Census Block	3052
Census Tract	90400

Owner

Source: Pennington County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 DULUTH AVE S, THIEF RIVER FALLS, MN 56701-3511
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 19, 2018	Deed of Trust, Mortgage · Line of Credit NORTHERN STATE BANK OF THIEF RIVER FALLS
Sep 16, 2014	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 8, 2026
Transfer Doc	0000231818
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PENNINGTON MN
Recording Date	Jul 8, 2026
Property Address	518 ARNOLD AVE S, THIEF RIVER FALLS, MN 56701-3519
Document Number	0000231818
Instrument Date	Jul 8, 2026
Instrument	2026231818
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	509 DULUTH AVE S, THIEF RIVER FALLS, MN 56701-3511

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENNINGTON MN
Property Address	518 ARNOLD AVE S, THIEF RIVER FALLS, MN 56701-3519
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000212264
Date	Mar 19, 2018
Instrument	212264

Lender

Name	NORTHERN STATE BANK OF THIEF RIVER FALLS
Type	Bank
Address	THIEF RIVER FALLS, MN 56701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	62 Months
Due	May 15, 2023

September 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENNINGTON MN
Recording Date	Sep 16, 2014
Property Address	518 ARNOLD AVE S, THIEF RIVER FALLS, MN 56701-3519
Document Number	0000203123
Instrument Date	Aug 27, 2014
Instrument	203123
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Amount	Amount Recorded
Tax	$6.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 ARNOLD AVE S APT 4, 4, THIEF RIVER FALLS, MN 56701-3520

Tax Assessment & Valuation

Source: Pennington County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pennington County
Municipality	Thief River Falls City
Unified School District	Thief River Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,892.00 (+1.57%)
2025	$3,832.00 (+3.07%)	$184,500 (-) Land $17,500 Building $167,000	$184,500 (-) Land $17,500 Building $167,000
2024	$3,718.00	$184,500 Land $17,500 Building $167,000	$184,500 Land $17,500 Building $167,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1996–2010)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Mar 2010 · Flooding
Claims by Event	Severe Flooding, High Winds,severe Storms, Apr 1997 · 2 claims Flooding And Severe Storms, Apr 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Thief River Falls serves 8,701 people · EPA ID MN1570003
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	Turbidity not recorded as resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Garden Valley Technologies Fiber	6,000 / 6,000
Sjobergs Cable · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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