515 Arnold Ave S, Thief River Falls, MN 56701 Property Records

Pennington County property record for 515 Arnold Ave S, Thief River Falls, MN 56701

Property Summary

Property Type	Single Family Home
Details	1,080 sqft · built 1957
Lot Size	0.183 acres (7,997 sqft)
Owner	2 Individual Names on File
Last Sale	$37,500 (Dec 2022)
Tax Bill	$1,872 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Dec 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-25.00510850`

Property Details

APN / Parcel Number

Primary APN	`R-25.00510850`
Alternative APNs	`17365` `4071` `5119`

Interior

Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	7,997 sqft (0.183 acres)
Lot Width	50 ft Width

Location & Zoning

Account Number	5119
Street Address	515 ARNOLD AVE S
City	THIEF RIVER FALLS
State	MN
Zip	56701-3539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORTERS ADDITION LOTS 7 & 8 BLK 15
Legal Subdivision	PORTERS ADDITION
Legal Block	15
Legal Lot Number	7-8
Jurisdiction	PENNINGTON MN
Township / Civil Division	THIEF RIVER FALLS
Census Block Group	2
Census Block	2002
Census Tract	90400

Owner

515 Arnold Ave S is owned and occupied by two individuals who acquired it in June 2023.

Source: Pennington County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	515 ARNOLD AVE S, THIEF RIVER FALLS, MN 56701-3539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed of Trust, Mortgage · Commercial Mortgage DAKOTA HERITAGE BANK OF NORTH DAKOTA
Dec 22, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 8, 2022	Affidavit of Death of Joint Tenant, Transfer
Mar 8, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2022 · Amount on File
Deed Sale	Dec 22, 2022 · Amount on File
Deed Document Number	2022224449
Last Transfer Date	Jun 20, 2023
Transfer Doc	0000225483
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENNINGTON MN
Property Address	515 ARNOLD AVE S, THIEF RIVER FALLS, MN 56701-3539
Transaction Type	Mortgage
Record Updated	Jul 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 VANCE AVE N, ERSKINE, MN 56535-4200

Mortgage

Document Number	0000225376
Date	Jun 26, 2023
Instrument	225376

Lender

Name	DAKOTA HERITAGE BANK OF NORTH DAKOTA
Type	Bank
Address	RED LAKE FALLS, MN 56750

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 15, 2024

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PENNINGTON MN
Recording Date	Dec 22, 2022
Property Address	515 ARNOLD AVE S, THIEF RIVER FALLS, MN 56701-3539
Document Number	0000224449
Instrument Date	Aug 25, 2022
Instrument	224449
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount on Record
Tax	$123.75
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 ARNOLD AVE S, THIEF RIVER FALLS, MN 56701-3539

August 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	PENNINGTON MN
Recording Date	Aug 8, 2022
Property Address	515 ARNOLD AVE S, THIEF RIVER FALLS, MN 56701-3539
Document Number	0000223532
Map Reference	DOC 222589
Instrument Date	Aug 5, 2022
Instrument	223532
Transaction Type	Transfer
Record Updated	Oct 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 ARNOLD AVE S, THIEF RIVER FALLS, MN 56701-3539

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PENNINGTON MN
Recording Date	Mar 8, 2022
Property Address	515 ARNOLD AVE S, THIEF RIVER FALLS, MN 56701-3539
Document Number	0000222589
Instrument Date	Jun 3, 2021
Instrument	222589
Transaction Type	Transfer
Record Updated	May 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	515 ARNOLD AVE S, THIEF RIVER FALLS, MN 56701-3539

Tax Assessment & Valuation

The 2026 property tax bill for 515 Arnold Ave S was $1,872 with a homeowner's exemption.

Source: Pennington County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pennington County
Municipality	Thief River Falls City
Unified School District	Thief River Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,872.00 Homeowner's exemption
2025	$1,872.00	$138,000 Land $17,500 Building $120,500	$138,000 Land $17,500 Building $120,500
2022	$1,706.00	$130,100	$130,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Arnold Ave S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective October 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1997 · Severe Flooding, High Winds,severe Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Arnold Ave S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Thief River Falls serves 8,701 people · EPA ID MN1570003
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	Turbidity not recorded as resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Garden Valley Technologies Fiber	6,000 / 6,000
Sjobergs Cable · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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