St. Louis County property record for 518 Anderson Rd, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,328 sqft · built 1951 |
| Lot Size | 0.189 acres (8,249 sqft) |
| Owner | Individual Name on File |
| Last Sale | $143,000 (Mar 2019) |
| Tax Bill | $2,570 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0431-00170 |
| Primary APN | 010-0431-00170 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,328 sqft Gross Area |
| 1st Floor Area | 896 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 8,249 sqft (0.189 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1067198 |
|---|---|
| Street Address | 518 ANDERSON RD |
| City | DULUTH |
| State | MN |
| Zip | 55811-5475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0017 BLOCK:000 SERIAL # |
| Legal Subdivision | CENTRAL ENTRANCE ADDITION |
| Legal Lot Number | 17 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 301 |
518 Anderson Rd is owned and occupied by an individual who bought it in March 2019.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 518 ANDERSON RD, DULUTH, MN 55811-5475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE |
| Oct 17, 2019 | Deed of Trust, Mortgage · Conventional with PMI NATIONAL BK/COMMERCE |
| Mar 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2019 · Amount on File |
| Deed Sale | Mar 8, 2019 · Amount on File |
| Deed Document Number | 20191008427 |
| Prior Transfer Date | Mar 5, 2019 |
| Prior Transfer Doc | 0001008426 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 518 ANDERSON RD, DULUTH, MN 55811-5475 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0001036665 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 1036665 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 518 ANDERSON RD, DULUTH, MN 55811-5475 |
| Document Number | 00T1016799 |
| Instrument Date | Oct 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 518 ANDERSON RD DULUTH MN 558115475, DULUTH, MN 55811-5475 |
| Document Number | 00T1016799 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | T1016799 |
| Name | NATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 27, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 8, 2019 |
| Property Address | 518 ANDERSON RD, DULUTH, MN 55811-5475 |
| Document Number | 0001008427 |
| Instrument Date | Mar 5, 2019 |
| Instrument | 1008427 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 518 ANDERSON RD, DULUTH, MN 55811-5475 |
| Document Number | 0001008428 |
|---|---|
| Date | Mar 8, 2019 |
| Instrument | 1008428 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2026 property tax bill for 518 Anderson Rd was $2,570 with a homeowner's exemption, up 6.9% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,570.00 (+6.91%) Homeowner's exemption | ||
| 2025 | $2,404.00 (-2.12%) Homeowner's exemption | $208,400 (+4.36%) Land $25,800 Building $182,600 | $208,400 (+4.36%) Land $25,800 Building $182,600 |
| 2024 | $2,456.00 | $199,700 Land $34,800 Building $164,900 | $199,700 Land $34,800 Building $164,900 |
| 2022 | $180,100 Land $35,100 Building $145,000 | $180,100 Land $35,100 Building $145,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 518 Anderson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 518 Anderson Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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