St. Louis County property record for 505 Anderson Rd, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,008 sqft · built 1952 |
| Lot Size | 0.458 acres (19,965 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Dec 2021) |
| Tax Bill | $3,680 (2026) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Aug 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0431-00060 |
| Primary APN | 010-0431-00060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Gross Area |
| 1st Floor Area | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 19,965 sqft (0.458 acres) |
| Garage Area | 360 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 49 sqft |
| Deck Area | 180 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1122152 |
|---|---|
| Street Address | 505 ANDERSON RD |
| City | DULUTH |
| State | MN |
| Zip | 55811-5403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0006 BLOCK:000 SERIAL # |
| Legal Subdivision | CENTRAL ENTRANCE ADDITION |
| Legal Lot Number | 6 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 301 |
505 Anderson Rd is owned and occupied by an individual who bought it in December 2021.
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 505 ANDERSON RD, DULUTH, MN 55811-5403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage WESTERN NATIONAL BANK |
| Aug 7, 2020 | Deed of Trust, Mortgage · Line of Credit FRANDSEN BK&TR |
| Jun 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2021 · Amount on File |
| Deed Sale | Dec 6, 2021 · Amount on File |
| Prior Sale | Jan 21, 2014 · Amount on File |
| Deed Document Number | 20211050436 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 6, 2021 |
| Property Address | 505 ANDERSON RD, DULUTH, MN 55811-5403 |
| Document Number | 0001050436 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 1050436 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $792.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 505 ANDERSON RD, DULUTH, MN 55811-5403 |
| Document Number | 0001050437 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 1050437 |
| Name | WESTERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 505 ANDERSON RD, DULUTH, MN 55811-5403 |
| Document Number | 00T1029272 |
| Instrument Date | Aug 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 505 ANDERSON RD DULUTH MN 558115403, DULUTH, MN 55811-5403 |
| Document Number | 00T1029272 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | T1029272 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 20, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 505 ANDERSON RD, DULUTH, MN 55811-5403 |
| Document Number | 00T1025230 |
| Instrument Date | Jun 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 505 ANDERSON RD DULUTH MN 558115403, DULUTH, MN 55811-5403 |
| Document Number | 00T1025230 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | T1025230 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | NEW ULM, MN 56073 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 29, 2035 |
The 2026 property tax bill for 505 Anderson Rd was $3,680, up 6% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,680.00 (+5.99%) | ||
| 2025 | $3,472.00 (+0.99%) | $283,500 (+12.37%) Land $41,900 Building $241,600 | $283,500 (+12.37%) Land $41,900 Building $241,600 |
| 2024 | $3,438.00 | $252,300 Land $56,600 Building $195,700 | $252,300 Land $56,600 Building $195,700 |
| 2022 | $229,200 Land $57,000 Building $172,200 | $229,200 Land $57,000 Building $172,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 505 Anderson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 505 Anderson Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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