518 3rd Ave SE, Cook, MN 55723 Property Records

St. Louis County property record for 518 3rd Ave SE, Cook, MN 55723

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1959
Lot Size	1.57 acres (68,389 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Oct 2019)
Tax Bill	$674 (2026)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120-0040-00330`

Property Details

APN / Parcel Number

Primary APN	`120-0040-00330`
Alternative APN	`1079456`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	720 sqft Gross Area
1st Floor Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Wood
Construction Type	Frame
Lot Area	68,389 sqft (1.57 acres)
Garage Area	720 sqft

Exterior Amenities

Porch	Slab
Porch Area	165 sqft
Deck Area	Deck Area
Storage Building	36 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1079456
Street Address	518 3RD AVE SE
City	COOK
State	MN
Zip	55723-9730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF NE1/4 OF SE1/4, DESCRIBED ASFOLLOWS: BEGINNING AT A POINT 800 FEET 7INCHES WEST OF SOUTHEAST CORNER OF NE1/4
Legal Range	18W
Legal Township	62N
Legal Section	18
Legal Subdivision	COOK LANDS IN THE CITY T 62 R
Jurisdiction	ST LOUIS MN
Township / Civil Division	COOK
Census Block Group	4
Census Block	4086
Census Tract	15200

Owner

518 3rd Ave SE is owned and occupied by an individual who bought it in October 2019.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	518 3RD AVE SE, COOK, MN 55723-9730
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2019 · Amount on File
Deed Sale	Oct 18, 2019 · Amount on File
Deed Document Number	20191365628
Prior Transfer Date	Nov 3, 2004
Prior Transfer Doc	0000964085
Record Updated	Sep 20, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 18, 2019
Property Address	518 3RD AVE SE, COOK, MN 55723-9730
Document Number	00A1365628
Instrument Date	Oct 14, 2019
Instrument	A1365628
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 3RD AVE SE COOK MN 557239730, COOK, MN 55723-9730

Mortgage

Document Number	A1365629
Date	Oct 18, 2019
Instrument	A1365629

Lender

Name	NORTH STAR CU
Address	COOK, MN 55723

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 518 3rd Ave SE was $674 with a homeowner's exemption, up 18.2% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cook City
County	St. Louis County
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$674.00 (+18.25%) Homeowner's exemption
2025	$570.00 (-26.36%) Homeowner's exemption	$99,700 (+25.25%) Land $22,400 Building $77,300	$99,700 (+25.25%) Land $22,400 Building $77,300
2024	$774.00	$79,600 Land $16,400 Building $63,200	$79,600 Land $16,400 Building $63,200
2022		$66,500 Land $13,800 Building $52,700	$66,500 Land $13,800 Building $52,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 518 3rd Ave SE in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1979–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jun 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 518 3rd Ave SE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cook serves 574 people · EPA ID MN1690009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.87 mg/L (2023–2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20