Hardy County property record for 5178 Upper Cove Rd, Mathias, WV 26812
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,436 sqft · built 1949 |
| Lot Size | 2.83 acres (123,275 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $122,500 (May 2016) |
| Tax Bill | $1,097 (2026) |
| Deeds & Mortgages | Oct 2021 Refinance Oct 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-527-0012.0000 |
| Primary APN | 02-527-0012.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,436 sqft Living Area |
| 1st Floor Area | 3,708 sqft |
| Family Room | Family Room |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Other |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 123,275 sqft (2.83 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 5178 UPPER COVE RD |
|---|---|
| City | MATHIAS |
| State | WV |
| Zip | 26812-8130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEFF TRAILER SALES 2.83 AC COLLINS |
| Jurisdiction | HARDY WV |
| Township / Civil Division | LOST RIVER |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 970300 |
Source: Hardy County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 2988, FORT WORTH, TX 76113-2988 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPON VALLEY BANK |
| Oct 27, 2021 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2016 · Amount on Record |
| Deed Sale | May 19, 2016 · Amount on Record |
| Deed Document Number | 2016202270 |
| Deed Book / Page | 338 / 950 |
| Last Transfer Date | Oct 27, 2021 |
| Transfer Doc | 000361/327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 5178 UPPER COVE RD, MATHIAS, WV 26812-8130 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 334/840 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 334/840 |
| Instrument | 225469 |
| Name | CAPON VALLEY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDY WV |
| Recording Date | Oct 27, 2021 |
| Property Address | 5178 UPPER COVE RD, MATHIAS, WV 26812-8130 |
| Document Number | 000361/327 |
| Book / Page | 361 / 327 |
| Instrument Date | Oct 27, 2021 |
| Instrument | 225576 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 163 MIDDLE COVE RD, MATHIAS, WV 26812-8134 |
Source: Hardy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Unified School District | Hardy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,097.00 (+3.39%) | $142,800 (+3.52%) Land $19,560 Building $123,240 | $238,000 (+3.52%) Land $32,600 Building $205,400 |
| 2025 | $1,061.00 (+0.19%) | $137,950 (+0.57%) Land $18,550 Building $119,400 | $229,900 (+0.57%) Land $30,900 Building $199,000 |
| 2023 | $1,059.00 | $137,170 Land $18,550 Building $118,620 | $228,600 Land $30,900 Building $197,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 80% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hardy Telecommunications Fiber | 1,000 / 1,000 |
No cell data coverage reported
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