Hardy County property record for 3433 Upper Cove Rd, Mathias, WV 26812
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,160 sqft · built 1978 |
| Lot Size | 89.3 acres (3,891,215 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $140,000 (Sep 2024) |
| Tax Bill | $328 (2026) |
| Deeds & Mortgages | Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-508-0037.0000 |
| Primary APN | 02-508-0037.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,160 sqft Living Area |
| 1st Floor Area | 1,520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Other |
| Construction Type | Frame |
| Lot Area | 3,891,215 sqft (89.3 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3433 UPPER COVE RD |
|---|---|
| City | MATHIAS |
| State | WV |
| Zip | 26812-8179 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 89.33 AC GENTILE EAST OF MATHIAS |
| Jurisdiction | HARDY WV |
| Township / Civil Division | LOST RIVER |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 970300 |
Source: Hardy County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3285 UPPER COVE RD, MATHIAS, WV 26812-8123 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2024 · Amount on Record |
| Deed Sale | Sep 6, 2024 · Amount on Record |
| Deed Document Number | 2024237652 |
| Deed Book / Page | 375 / 807 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDY WV |
| Recording Date | Oct 14, 2020 |
| Property Address | 3433 UPPER COVE RD, MATHIAS, WV 26812-8179 |
| Document Number | 000355/853 |
| Book / Page | 355 / 853 |
| Instrument Date | Oct 7, 2020 |
| Instrument | 220158 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1300 THISTLE DOWN, KESWICK, VA 22947-2743 |
Source: Hardy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Unified School District | Hardy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $328.00 (+21.03%) | $42,660 (+20.92%) Land $20,940 Building $21,720 | $71,100 (+20.92%) Land $34,900 Building $36,200 |
| 2025 | $271.00 (+43.39%) | $35,280 (+43.77%) Land $17,460 Building $17,820 | $58,800 (+43.77%) Land $29,100 Building $29,700 |
| 2023 | $189.00 | $24,540 Land $17,460 Building $7,080 | $40,900 Land $29,100 Building $11,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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