5175 Eberly Pl, Bellingham, WA 98226 Property Records

Whatcom County property record for 5175 Eberly Pl, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,058 sqft · built 1992
Lot Size	4.94 acres (215,622 sqft)
Owner	Individual Name on Record
Last Sale	$633,000 (Sep 2020)
Tax Bill	$6,009 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`573102`

Property Details

APN / Parcel Number

Primary APN	`573102`
Alternative APNs	`390432 165383 0000` `108124`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,058 sqft Living Area
1st Floor Area	2,058 sqft

Exterior

Year Built	Built 1992
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	215,622 sqft (4.94 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	102 sqft
Deck Area	324 sqft
Storage Building	1,296 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	573102
Street Address	5175 EBERLY PL
City	BELLINGHAM
State	WA
Zip	98226-7527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	LOT 4 EBERLY SHORT PLAT AS REC BOOK 9 SHORT PLATS PG 98
Legal Range	04
Legal Township	39
Legal Section	32
Legal Subdivision	EBERLY SHORT PLAT
Legal Lot Number	4
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1020
Census Tract	10702

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5175 EBERLY PL, BELLINGHAM, WA 98226-7527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK
Sep 4, 2020	Grant Deed, Transfer · Conventional Mortgage UMPQUA BK
Sep 4, 2020	Warranty Deed, Transfer CHICAGO TITLE BELLINGHAM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2020 · Amount on Record
Deed Sale	Sep 4, 2020 · Amount on Record
Prior Sale	Sep 4, 2020 · Amount on Record
Deed Document Number	2020-0900682
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5175 EBERLY PL, BELLINGHAM, WA 98226-7527
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5175 EBERLY PL, BELLINGHAM, WA 98226-7527

Mortgage

Document Number	0000400475
Date	Apr 5, 2022
Instrument	2022-0400475

Lender

Name	UMPQUA BANK
Type	Bank
Address	TALLAHASSEE, FL 32315

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 4, 2020
Property Address	5175 EBERLY PL, BELLINGHAM, WA 98226-7527
Document Number	2200900682
Instrument Date	Sep 3, 2020
Instrument	900682
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,372.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5175 EBERLY PL BELLINGHAM WA 982267527, BELLINGHAM, WA 98226-7527

Mortgage

Document Number	2200900683
Date	Sep 4, 2020
Instrument	900683

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 4, 2020
Property Address	5175 EBERLY PL, BELLINGHAM, WA 98226-7527
Document Number	2200900681
Instrument Date	Jul 17, 2020
Instrument	900681
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount Recorded
Tax	$10,372.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5175 EBERLY PL BELLINGHAM WA 982267527, BELLINGHAM, WA 98226-7527
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Mount Baker School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,009.00 (+42.16%)	$779,670 (+28.6%) Land $281,496 Building $498,174	$779,670 (+28.6%) Land $281,496 Building $498,174
2022		$606,286 Land $324,175 Building $282,111	$606,286 Land $324,175 Building $282,111
2021	$4,227.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	17 (1983–2021)
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 9 claims Severe Storms & Flooding, Nov 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT BAKER WATER ASSOCIATION private · serves 500 people · EPA ID WA5356500
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Astound Broadband Cable	1,500 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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