5145 Eberly Pl, Bellingham, WA 98226 Property Records

Whatcom County property record for 5145 Eberly Pl, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,156 sqft · built 1991
Lot Size	4.96 acres (216,058 sqft)
Owner	Owner Name on Record
Tax Bill	$5,275 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49070`

Property Details

APN / Parcel Number

Primary APN	`49070`
Alternative APNs	`390432 165351 0000` `108123`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,156 sqft Living Area
1st Floor Area	2,156 sqft

Exterior

Year Built	Built 1991
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	216,058 sqft (4.96 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Patio Area	484 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	49070
Street Address	5145 EBERLY PL
City	BELLINGHAM
State	WA
Zip	98226-7527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	LOT 3 EBERLY SHORT PLAT AS REC BOOK 9 SHORT PLATS PG 98
Legal Range	04
Legal Township	39
Legal Section	32
Legal Subdivision	EBERLY SHORT PLAT
Legal Lot Number	3
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1020
Census Tract	10702

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	5145 EBERLY PL, BELLINGHAM, WA 98226-7527
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCEMYHOME.COM
Sep 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 13, 2005
Transfer Doc	2050902209
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5145 EBERLY PL, BELLINGHAM, WA 98226-7527
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000701046
Date	Jul 8, 2021
Instrument	2021-0701046

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5145 EBERLY PL, BELLINGHAM, WA 98226-7527
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	GUARDIAN NORTHWEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001103191
Date	Nov 22, 2021
Instrument	2021-1103191

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5145 EBERLY PL, BELLINGHAM, WA 98226-7527
Document Number	2200605015
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	GUARDIAN NW TITLE COMPANY, GUARDIAN NW TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5145 EBERLY PL BELLINGHAM WA 982267527, BELLINGHAM, WA 98226-7527

Mortgage

Document Number	2200605015
Date	Jun 30, 2020
Instrument	605015

Lender

Name	FINANCEMYHOME.COM
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5145 EBERLY PL, BELLINGHAM, WA 98226-7527
Document Number	2190100755
Instrument Date	Sep 22, 2018
Transaction Type	Mortgage
Record Updated	Jan 21, 2019
Title Company	SERVICELINK TITLE COMPANY LLC, SERVICELINK TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5145 EBERLY PL BELLINGHAM WA 982267527, BELLINGHAM, WA 98226-7527

Mortgage

Document Number	2190100755
Date	Jan 11, 2019
Instrument	100755

Lender

Name	DISCOVER BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2049

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Mount Baker School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,275.00 (+20.35%)	$684,425 (+8.83%) Land $281,567 Building $402,858	$684,425 (+8.83%) Land $281,567 Building $402,858
2022		$628,868 Land $324,795 Building $304,073	$628,868 Land $324,795 Building $304,073
2021	$4,383.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	17 (1983–2021)
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 9 claims Severe Storms & Flooding, Nov 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT BAKER WATER ASSOCIATION private · serves 500 people · EPA ID WA5356500
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Astound Broadband Cable	1,500 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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