Kenton County property record for 5171 Christopher Dr, Independence, KY 41051 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1997 |
| Square Footage | 1,130 sqft Finished Area |
| Lot Size | 9,583 sqft (0.22 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $276,000 (2024) |
| Tax Bill | $3,209.00 (2025) |
| Primary APN | 032-40-01-015.62 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,130 sqft Finished Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,583 sqft (0.22 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 5171 CHRISTOPHER DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-9216 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INDEPENDENCE RIDGE SEC 1 LOT 62 |
| Legal Subdivision | INDEPENDENCE RIDGE |
| Legal Phase | 1 |
| Legal Lot Number | 62 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | INDEPENDENCE |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 63610 |
Source: Kenton County records · APN 032-40-01-015.62
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5171 CHRISTOPHER DR, INDEPENDENCE, KY 41051-9216 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 08, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| May 24, 2024 | Warranty Deed, Transfer · Line of Credit TRUIST BANK |
| May 29, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNION SVGS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 24, 2024 · Amount on Record |
| Deed Sale | May 24, 2024 · Amount on Record |
| Prior Sale | May 29, 2020 · Amount on Record |
| Deed Doc Number | 2024103 |
| Deed Book / Page | 285 / 774 |
| Prior Transfer Date | Mar 11, 2011 |
| Prior Transfer Doc | 0005900185 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 5171 CHRISTOPHER DR, INDEPENDENCE, KY 41051-9216 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0005900125 |
|---|---|
| Date | Jul 08, 2021 |
| Book Page | 239/658 |
| Instrument | 21070805900125 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 24, 2024 |
| Property Address | 5171 CHRISTOPHER DR, INDEPENDENCE, KY 41051-9216 |
| Document Number | 0005900103 |
| Book / Page | KC 285 / 774 |
| Map Reference | SL A-164 |
| Instrument Date | May 16, 2024 |
| Instrument | 24052405900103 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2024 |
| Title Company | BLYTHE TITLE AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5171 CHRISTOPHER DR, INDEPENDENCE, KY 41051-9216 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 5171 CHRISTOPHER DR, INDEPENDENCE, KY 41051-9216 |
| Investor | Possibly a Property Investor |
| Document Number | 0005900014 |
|---|---|
| Date | May 24, 2024 |
| Instrument | 24052305900014 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Mar 16, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Number | 0005900104 |
|---|---|
| Date | May 24, 2024 |
| Book Page | KCM 550/622 |
| Instrument | 24052405900104 |
| Name | CME LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERTON, IN 46304 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 29, 2020 |
| Property Address | 5171 CHRISTOPHER DR, INDEPENDENCE, KY 41051-9216 |
| Document Number | 0000000121 |
| Book / Page | 000023 / 000694 |
| Instrument Date | May 22, 2020 |
| Instrument | 121 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2611 SAINT ALBANS AVE CINCINNATI OH 452374926, CINCINNATI, OH 45237-4926 |
| Document Number | 122 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 000M50/000173 |
| Instrument | 122 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | CINCINNATI, OH 45249 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2050 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,209.00 (+33.88%) | $276,000 (+45.26%) Land $35,000 Building $241,000 | $276,000 (+45.26%) Land $35,000 Building $241,000 |
| 2023 | $2,397.00 | $190,000 Land $30,000 Building $160,000 | $190,000 Land $30,000 Building $160,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low 20th percentile nationally · 37th in Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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