Erie County and Lancaster Town property record for 5172 William St, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,564 sqft · built 2003 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $605,000 (Jun 2022) |
| Tax Bill | $9,443 (2026) |
| Deeds & Mortgages | Feb 2021 Line of Credit Mar 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 116.03-1-1.31 |
| Primary APN | 145289 116.03-1-1.31 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,564 sqft Living Area |
| 1st Floor Area | 1,281 sqft |
| 2nd Floor Area | 1,283 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 39,640 sqft (0.91 acres) |
| Lot Dimensions | 396 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 590 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5172 WILLIAM ST |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-9405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SC R |
| Legal Subdivision | THE BUFFALO CREEK RESERVATION |
| Legal Block | 1 |
| Legal Lot Number | 1.310 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 14206 |
5172 William St is owned and occupied by two individuals who bought it in June 2022.
Source: Erie County and Lancaster Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5172 WILLIAM ST, LANCASTER, NY 14086-9405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Mar 14, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jun 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2022 · Amount on File |
| Deed Sale | Jun 27, 2022 · Amount on File |
| Prior Sale | Jul 11, 2003 · Amount on File |
| Deed Document Number | 20222022122183 |
| Deed Book / Page | 11403 / 8253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 5172 WILLIAM ST, LANCASTER, NY 14086-9405 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5172 WILLIAM ST, LANCASTER, NY 14086-9405 |
| Document Number | 0139780633 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 13978/633 |
| Instrument | 2021020563 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | JOHNSTON, RI 02919 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jan 4, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 5172 WILLIAM ST, LANCASTER, NY 14086-9405 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 5172 WILLIAM ST, LANCASTER, NY 14086-9405 |
| Document Number | 0140443374 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 14044/3374 |
| Instrument | 2022051642 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Feb 18, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jun 27, 2022 |
| Property Address | 5172 WILLIAM ST, LANCASTER, NY 14086-9405 |
| Document Number | 0114038253 |
| Book / Page | 11403 / 8253 |
| Instrument Date | May 18, 2022 |
| Instrument | 2022122183 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,420.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5172 WILLIAM ST, LANCASTER, NY 14086-9405 |
| Name | Verified Name |
|---|---|
| Address | 37 DEER PATH, WEST SENECA, NY 14224-4544 |
| Document Number | 0140576294 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 14057/6294 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
The 2026 property tax bill for 5172 William St was $9,443, up 115.1% from the year before.
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,443.00 (+115.1%) | ||
| 2025 | $4,390.00 (-51.7%) | $333,000 (-) Land $49,100 Building $283,900 | $520,313 (+12.5%) Land $76,719 Building $443,594 |
| 2024 | $9,089.00 | $333,000 (-) Land $49,100 Building $283,900 | $462,500 (+4.17%) Land $68,194 Building $394,306 |
| 2023 | $333,000 Land $49,100 Building $283,900 | $444,000 Land $65,467 Building $378,533 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5172 William St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5172 William St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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