Erie County and Lancaster Town property record for 5160 William St, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,890 sqft · built 1987 |
| Lot Size | 0.911 acres (39,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Feb 2021) |
| Tax Bill | $7,577 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 116.03-1-1.13 |
| Primary APN | 145289 116.03-1-1.13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,890 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| 2nd Floor Area | 810 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 39,600 sqft (0.911 acres) |
| Lot Dimensions | 396 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 66 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5160 WILLIAM ST |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-9405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BUFFALO CREEK RESERVATION |
| Legal Block | 1 |
| Legal Lot Number | 1.130 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 14206 |
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5160 WILLIAM ST, LANCASTER, NY 14086-9405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 3, 2025 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Feb 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage M & T BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2021 · Amount on Record |
| Deed Sale | Feb 25, 2021 · Amount on Record |
| Deed Document Number | 202136274 |
| Deed Book / Page | 11375 / 2425 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 5160 WILLIAM ST, LANCASTER, NY 14086-9405 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5160 WILLIAM ST, LANCASTER, NY 14086-9405 |
| Document Number | 0141763395 |
|---|---|
| Date | Oct 3, 2025 |
| Book Page | 14176/3395 |
| Instrument | 2025181044 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | LANCASTER, NY 14086 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 2, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Feb 25, 2021 |
| Property Address | 5160 WILLIAM ST, LANCASTER, NY 14086-9405 |
| Document Number | 0113752425 |
| Book / Page | 11375 / 2425 |
| Instrument Date | Feb 8, 2021 |
| Instrument | 2021036274 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5160 WILLIAM ST, 5160, LANCASTER, NY 14086-9405 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5828 BROADWAY ST, LANCASTER, NY 14086-9236 |
| Document Number | 0139820306 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 13982/306 |
| Instrument | 2021036275 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,577.00 (+111.83%) | ||
| 2025 | $3,577.00 (-50.89%) | $263,000 (-) Land $49,100 Building $213,900 | $410,938 (+12.49%) Land $76,719 Building $334,219 |
| 2024 | $7,284.00 | $263,000 (-) Land $49,100 Building $213,900 | $365,300 (+4.16%) Land $68,199 Building $297,101 |
| 2023 | $263,000 Land $49,100 Building $213,900 | $350,700 Land $65,473 Building $285,227 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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