Umatilla County property record for 517 SW 20th St, Pendleton, OR 97801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 901 sqft · built 1922 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Company Name on Record |
| Last Sale | $163,000 (May 2021) |
| Tax Bill | $1,207 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Aug 2006 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2N3210CB13000 |
| Primary APN | 2N3210CB13000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 901 sqft Living Area |
| Gross Area | 981 sqft |
| 1st Floor Area | 901 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1986 |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 4,792 sqft (0.11 acres) |
| Deck Area | 80 sqft |
|---|---|
| Patio Area | 80 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 109797 |
|---|---|
| Street Address | 517 SW 20TH ST |
| City | PENDLETON |
| State | OR |
| Zip | 97801-2620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | RESERVE ADDITION BLOCK: 96 LOT: 4 |
| Legal Range | 32 |
| Legal Township | 02N |
| Legal Section | 10 |
| Legal Subdivision | RESERVE ADDITION |
| Legal Block | 96 |
| Legal Lot Number | 4 |
| Jurisdiction | UMATILLA OR |
| Township / Civil Division | PENDLETON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 950601 |
Source: Umatilla County records, as of April 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 517 SW 20TH ST, PENDLETON, OR 97801-2620 |
| Owner Type | Company |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Aug 2, 2006 | Deed of Trust, Mortgage · Conventional Mortgage HOME FUNDS DIRECT |
| Aug 29, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| May 19, 2021 | Warranty Deed, Transfer · FHA Mortgage UMPQUA BANK |
| Jul 13, 2015 | Warranty Deed, Transfer · Conventional Mortgage WESTCORP MORTGAGE GROUP |
| Jan 28, 2015 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2021 · Amount on Record |
| Deed Sale | May 19, 2021 · Amount on Record |
| Prior Sale | Jul 13, 2015 · Amount on Record |
| Deed Document Number | 20217210447 |
| Prior Transfer Date | Jan 2, 2015 |
| Prior Transfer Doc | 20156250578 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UMATILLA OR |
| Recording Date | Apr 17, 2026 |
| Property Address | 517 SW 20TH ST, PENDLETON, OR 97801-2620 |
| Document Number | 0000002883 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 20262883 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000002883, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 20262883 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 4, 2046 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UMATILLA OR |
| Property Address | 517 SW 20TH ST, PENDLETON, OR 97801-2620 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 20065050306 |
|---|---|
| Date | Aug 2, 2006 |
| Instrument | 2006-5050306 |
| Name | HOME FUNDS DIRECT |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92128 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UMATILLA OR |
| Property Address | 517 SW 20TH ST, PENDLETON, OR 97801-2620 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0202406009 |
|---|---|
| Date | Aug 29, 2024 |
| Instrument | 2024-06009 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 17, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UMATILLA OR |
| Recording Date | May 19, 2021 |
| Property Address | 517 SW 20TH ST, PENDLETON, OR 97801-2620 |
| Document Number | 20217210447 |
| Instrument Date | May 14, 2021 |
| Instrument | 2021-7210447 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 517 SW 20TH ST, PENDLETON, OR 97801-2620 |
| Document Number | 20217210448 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 2021-7210448 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UMATILLA OR |
| Recording Date | Jul 13, 2015 |
| Property Address | 517 SW 20TH ST, PENDLETON, OR 97801-2620 |
| Document Number | 20156310775 |
| Instrument Date | Jul 13, 2015 |
| Instrument | 2015-6310775 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4201 SW JAY AVE, PENDLETON, OR 97801-3722 |
| Name | Verified Name |
|---|---|
| Address | 517 SW 20TH ST, PENDLETON, OR 97801-2620 |
| Investor | Possibly a Property Investor |
| Document Number | 20156310776 |
|---|---|
| Date | Jul 13, 2015 |
| Instrument | 2015-6310776 |
| Name | WESTCORP MORTGAGE GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2045 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | UMATILLA OR |
| Recording Date | Jan 28, 2015 |
| Property Address | 517 SW 20TH ST, PENDLETON, OR 97801-2620 |
| Document Number | 20156250578 |
| Instrument Date | Jan 2, 2015 |
| Instrument | 2015-6250578 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13801 WIRELESS WAY, OKLAHOMA CITY, OK 73134-2500 |
| Mail Care Of | CALIBER HOME LOANS INC |
| Investor | Possibly a Property Investor |
Source: Umatilla County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Umatilla County |
| Municipality | Pendleton City |
| Unified School District | Pendleton School District 16 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,207.00 (+4.87%) | $65,590 (+6.08%) Land $21,040 Building $44,550 | $149,690 (-0.3%) Land $32,520 Building $117,170 |
| 2023 | $1,151.00 | $61,830 Land $19,830 Building $42,000 | $150,140 Land $33,370 Building $116,770 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 2, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PENDLETON serves 16,996 people · EPA ID OR4100613 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wtechlink Fiber · Fixed Wireless | 10,000 / 10,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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