515 SW 20th St, Pendleton, OR 97801 Property Records

Umatilla County property record for 515 SW 20th St, Pendleton, OR 97801

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,442 sqft · built 1930
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Apr 2009)
Tax Bill	$2,497 (2023)
Deeds & Mortgages	Apr 2009 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2N3210CB12900`

Property Details

APN / Parcel Number

Primary APN	`2N3210CB12900`
Alternative APNs	`109795.00` `109795`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,442 sqft Finished Area
1st Floor Area	996 sqft
Basement Area	446 sqft
Family Room	Family Room

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1984
Exterior Material	Wood Siding
Roof Material	Metal
Lot Area	4,792 sqft (0.11 acres)

Exterior Amenities

Porch	Covered Porch
Porch Area	406 sqft
Deck Area	176 sqft
Fence	Fence
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	109795
Old Parcel Number	109795.00
Street Address	515 SW 20TH ST
City	PENDLETON
State	OR
Zip	97801-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SEC/TWN/RNG/MER:SEC 10 TWN 02N RNG 32
Legal Range	32E
Legal Township	02N
Legal Section	10
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	RESERVATION ADD
Jurisdiction	UMATILLA OR
Township / Civil Division	PENDLETON
Census Block Group	2
Census Block	2000
Census Tract	950601

Owner

Source: Umatilla County records, as of March 4, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	515 SW 20TH ST, PENDLETON, OR 97801-2620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2009 · Amount on Record
Deed Sale	Apr 28, 2009 · Amount on Record
Deed Document Number	2009-5500500
Record Updated	Jun 7, 2026

April 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Apr 28, 2009
Property Address	515 SW 20TH ST, PENDLETON, OR 97801-2620
Document Number	20095500500
Instrument Date	Apr 28, 2009
Instrument	2009-5500500
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 SW 20TH ST, PENDLETON, OR 97801-2620

Mortgage

Document Number	20095500501
Date	Apr 28, 2009
Instrument	2009-5500501

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2039

Tax Assessment & Valuation

Source: Umatilla County assessment roll, as of September 30, 2023

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Municipality	Pendleton City
Unified School District	Pendleton School District 16 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,497.00	$134,130 Land $30,830 Building $103,300	$225,220 Land $33,370 Building $191,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PENDLETON serves 16,996 people · EPA ID OR4100613
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wtechlink Fiber · Fixed Wireless	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20