517 Stonegate Cir, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 517 Stonegate Cir, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,685 sqft · built 1998
Lot Size	0.24 acres (10,466 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Feb 2023)
Tax Bill	$4,296 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`884731402012`

Property Details

APN / Parcel Number

Primary APN	`884731402012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,685 sqft Living Area
1st Floor Area	907 sqft
Basement Area	907 sqft
Finished Basement	647 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,466 sqft (0.24 acres)
Lot Dimensions	121 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	517 STONEGATE CIR
City	SERGEANT BLUFF
State	IA
Zip	51054-8914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN OF SGT BLUFF PRAIRIE VIEW 1ST ADDN BLK 1 LOT 12
Legal Subdivision	PRAIRIE VIEW FIRST ADDITION
Legal Block	1
Legal Lot Number	12
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3023
Census Tract	3301

Owner

Source: Woodbury County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	517 STONEGATE CIR, SERGEANT BLUFF, IA 51054-8914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Warranty Deed, Transfer · Conventional Mortgage PIONEER BANK
Sep 29, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 17, 2017	Warranty Deed, Transfer · ARM PIONEER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2023 · Amount on Record
Deed Sale	Feb 24, 2023 · Amount on Record
Prior Sale	Sep 29, 2021 · Amount on Record
Deed Document Number	20231612
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Feb 24, 2023
Property Address	517 STONEGATE CIR, SERGEANT BLUFF, IA 51054-8914
Document Number	0000001612
Instrument Date	Feb 4, 2023
Instrument	2023-01612
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$439.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	517 STONEGATE CIR, SERGEANT BLUFF, IA 51054-8914

Mortgage

Document Number	0000001613
Date	Feb 24, 2023
Instrument	2023-01613

Lender

Name	PIONEER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Sep 29, 2021
Property Address	517 STONEGATE CIR, SERGEANT BLUFF, IA 51054-8914
Document Number	0000003436
Instrument Date	Sep 23, 2021
Instrument	2021-13436
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$471.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	517 STONEGATE CIR, SERGEANT BLUFF, IA 51054-8914

Mortgage

Document Number	0000003437
Date	Sep 29, 2021
Instrument	2021-13437

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Aug 17, 2017
Property Address	517 STONEGATE CIR, SERGEANT BLUFF, IA 51054-8914
Document Number	0000001897
Book / Page	754 / 3766
Instrument Date	May 30, 2017
Instrument	01897
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	517 STONEGATE CIR, SERGEANT BLUFF, IA 51054-8914

Mortgage

Document Number	0000001898
Date	Aug 17, 2017
Book Page	754/3770
Instrument	01898

Lender

Name	PIONEER BANK
Type	Bank
Address	SIOUX CITY, IA 51101

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2022
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	5-Year CMT
Max Rate	10.2%

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,296.00 (+6.44%)	$291,860 (+8.16%) Land $40,580 Building $251,280	$291,860 (+8.16%) Land $40,580 Building $251,280
2023	$4,036.00 (-0.15%)	$269,850 Land $32,920 Building $236,930	$269,850 Land $32,920 Building $236,930
2022	$4,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber · Cable in parts of the area	1,000 / 1,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	300 / 75

May also be available: ImOn Communications, Verizon.

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