515 Stonegate Cir, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 515 Stonegate Cir, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 1,450 sqft · built 1998
Lot Size	0.198 acres (8,640 sqft)
Owner	Individual Name on Record
Tax Bill	$4,624 (2025)
Deeds & Mortgages	Oct 2019 Refinance May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`884731402011`

Property Details

APN / Parcel Number

Primary APN	`884731402011`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,450 sqft Living Area
Basement Area	1,450 sqft
Finished Basement	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,640 sqft (0.198 acres)
Lot Dimensions	120 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	368 sqft
Patio Area	368 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	515 STONEGATE CIR
City	SERGEANT BLUFF
State	IA
Zip	51054-8914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN OF SGT BLUFF PRAIRIE VIEW 1ST ADDN BLK1 LOT11
Legal Subdivision	PRAIRIE VIEW FIRST ADDITION
Legal Block	1
Legal Lot Number	11
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3023
Census Tract	3301

Owner

Source: Woodbury County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	515 STONEGATE CIR, SERGEANT BLUFF, IA 51054-8914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL BANK
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK
May 27, 2020	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BK
Jul 24, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 7, 2017	Deed of Trust, Mortgage · Line of Credit CENTRAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	515 STONEGATE CIR, SERGEANT BLUFF, IA 51054-8914
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008451
Date	Oct 14, 2019
Instrument	2019-18451

Lender

Name	CENTRAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	515 STONEGATE CIR, SERGEANT BLUFF, IA 51054-8914
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005754
Date	May 15, 2020
Instrument	2020-05754

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 30, 2030

Interest

Rate Type	Fixed Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	May 27, 2020
Property Address	515 STONEGATE CIR, SERGEANT BLUFF, IA 51054-8914
Document Number	0000006156
Instrument Date	May 26, 2020
Instrument	6156
Transaction Type	Transfer
Record Updated	Apr 8, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$214.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	515 STONEGATE CIR SERGEANT BLUFF IA 510548914, SERGEANT BLUFF, IA 51054-8914

Mortgage

Document Number	6157
Date	May 27, 2020
Instrument	6157

Lender

Name	CENTRAL BK
Type	Bank
Address	SIOUX CITY, IA 51101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WOODBURY IA
Recording Date	Jul 24, 2019
Property Address	515 STONEGATE CIR, SERGEANT BLUFF, IA 51054-8914
Document Number	0000014978
Instrument Date	Jul 16, 2019
Instrument	14978
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 STONEGATE CIR SERGEANT BLUFF IA 510548914, SERGEANT BLUFF, IA 51054-8914

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	515 STONEGATE CIR, SERGEANT BLUFF, IA 51054-8914
Document Number	0000009369
Book / Page	000751 / 007275
Instrument Date	Feb 7, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	515 STONEGATE CIR SERGEANT BLUFF IA 510548914, SERGEANT BLUFF, IA 51054-8914

Mortgage

Document Number	0000009369
Date	Feb 14, 2017
Book Page	000751/007275
Instrument	9369

Lender

Name	CENTRAL BK
Type	Bank
Address	SIOUX CITY, IA 51101

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,624.00 (+5.81%) Homeowner's exemption	$325,020 (+7.4%) Land $36,430 Building $288,590	$325,020 (+7.4%) Land $36,430 Building $288,590
2023	$4,370.00 (+2.78%) Homeowner's exemption	$302,620 Land $29,560 Building $273,060	$302,620 Land $29,560 Building $273,060
2022	$4,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber · Cable in parts of the area	1,000 / 1,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	300 / 75

May also be available: ImOn Communications, Verizon.

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