Carroll County property record for 517 Spruce Ave, Westminster, MD 21157
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 768 sqft · built 1975 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,334 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-017146 |
| Primary APN | 07-017146 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 768 sqft Total Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,492 sqft (0.172 acres) |
| Porch | Porch |
| Porch Area | 140 sqft |
| Deck Area | 64 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 017146 |
|---|---|
| Street Address | 517 SPRUCE AVE |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6233 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-100 |
| Legal Description | LT 52,PT48,50-7492SF SPRUCE AVE 2-15 2747/496 2747/500,2747/504 |
| Legal Subdivision | BUCKINGHAM VIEW |
| Legal Block | E |
| Legal Lot Number | 52 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 507602 |
517 Spruce Ave, a townhouse, is owned and occupied by an individual who acquired it in November 2008.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 517 SPRUCE AVE, WESTMINSTER, MD 21157-6233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2001 |
| Deed Sale | Dec 19, 2001 |
| Deed Document Number | 20012737 |
| Deed Book / Page | 2747 / 500 |
| Last Transfer Date | Nov 26, 2008 |
| Transfer Doc | 0056470601 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 517 Spruce Ave was $2,334, up 4.4% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,334.00 (+4.38%) | $208,400 (+4.37%) Land $80,000 Building $128,400 | $208,400 (-) Land $80,000 Building $128,400 |
| 2025 | $2,236.00 | $199,667 | $208,400 Land $80,000 Building $128,400 |
| 2023 | $2,058.00 | $182,200 Land $80,000 Building $102,200 | $182,200 Land $80,000 Building $102,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 517 Spruce Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1981) |
| Most Recent Claim | Oct 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 517 Spruce Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Ting, Verizon.
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