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513 Spruce Ave, Westminster, MD 21157 Property Records

Carroll County property record for 513 Spruce Ave, Westminster, MD 21157

Property Summary

Property TypeTownhouse
Details1.5 ba · 768 sqft · built 1975
Lot Size0.169 acres (7,361 sqft)
OwnerIndividual Name on Record
Tax Bill$2,653 (2026)
Deeds & MortgagesJan 2017 Transfer
Flood ZoneZone X (minimal risk)
APN07-040660

Property Details

APN / Parcel Number

Primary APN07-040660
Alternative APN
  • 040660

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area768 sqft Total Area
Basement Area700 sqft
Finished Basement700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,361 sqft (0.169 acres)
PorchPorch
Porch Area192 sqft
Deck Area48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number040660
Street Address513 SPRUCE AVE
CityWESTMINSTER
StateMD
Zip21157-6233
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR-100
Legal DescriptionLT 60 & PT 58 - 736 513 SPRUCE AVE 2-15 BUCKINGHAM VIEW BLK E
Legal SubdivisionBUCKINGHAM VIEW
Legal BlockE
Legal Lot Number60
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group2
Census Block2034
Census Tract507602

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address513 SPRUCE AVE, WESTMINSTER, MD 21157-6233
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 11, 2004
Deed SaleMar 11, 2004
Prior SaleApr 22, 1997 · Amount on Record
Deed Document Number200434441
Deed Book / Page3889 / 24
Last Transfer DateNov 23, 2010
Transfer Doc0064690203
Record UpdatedOct 29, 2026

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCARROLL MD
Recording DateJan 10, 2017
Property Address513 SPRUCE AVE, WESTMINSTER, MD 21157-6233
Document Number0085770143
Book / Page008577 / 000143
Instrument DateDec 22, 2016
Transaction TypeTransfer
Record UpdatedFeb 21, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 COMMERCE ST TANEYTOWN MD 217872022, TANEYTOWN, MD 21787-2022

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,653.00 (+4.94%) Homeowner's exemption$239,400 (+4.68%) Land $80,000 Building $159,400$239,400 (-) Land $80,000 Building $159,400
2025$2,528.00 (+7.94%) Homeowner's exemption$228,700 (+10.32%)$239,400 (+15.48%) Land $80,000 Building $159,400
2023$2,342.00 Homeowner's exemption$207,300 Land $80,000 Building $127,300$207,300 Land $80,000 Building $127,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1981)
Most Recent ClaimOct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WESTMINSTER
serves 35,256 people · EPA ID MD0060015
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Ting, Verizon.

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