517 Sidney St E, Saint Paul, MN 55107 Property Records

Ramsey County property record for 517 Sidney St E, Saint Paul, MN 55107

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,126 sqft · built 1913
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on File
Last Sale	$259,570 (Oct 2026)
Tax Bill	$3,258 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-28-22-32-0045`

Property Details

APN / Parcel Number

Primary APN	`09-28-22-32-0045`
Alternative APNs	`8324982` `8335364`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,126 sqft Living Area
1st Floor Area	786 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1951
Architectural Style	Bungalow
Exterior Material	Asbestos
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	150 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	242 sqft
Parking Spaces	1 Parking Space
Gazebo	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8335364
Street Address	517 SIDNEY ST E
City	SAINT PAUL
State	MN
Zip	55107-2434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAUL MARTINS 1ST ADDITION,TO LOTS 19 & LOT 20 BLK 1
Legal Range	22
Legal Township	28
Legal Section	09
Legal Subdivision	PAUL MARTINS 1ST ADDITION,TO
Legal Block	1
Legal Lot Number	19,20
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1008
Census Tract	37200

Owner

517 Sidney St E is owned and occupied by two individuals who bought it in October 2026.

Source: Ramsey County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	517 SIDNEY ST E, SAINT PAUL, MN 55107-2434
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2026	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Nov 29, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Nov 17, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Jun 25, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2026 · Amount on File
Deed Sale	Oct 15, 2026 · Amount on File
Prior Sale	Nov 29, 2022 · Amount on File
Deed Document Number	20265124745
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 15, 2026
Property Address	517 SIDNEY ST E, SAINT PAUL, MN 55107-2434
Document Number	0005124745
Instrument Date	Aug 28, 2026
Instrument	20265124745
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89,136.54
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	517 SIDNEY ST E, SAINT PAUL, MN 55107-2434

Mortgage

Document Number	0005124746,
Date	Oct 15, 2026
Instrument	20265124746

Lender

Name	LUMINATE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 29, 2022
Property Address	517 SIDNEY ST E, SAINT PAUL, MN 55107-2434
Document Number	0A04972556
Instrument Date	Nov 29, 2022
Instrument	A04972556
Transaction Type	Transfer
Record Updated	Dec 6, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 SIDNEY ST E, SAINT PAUL, MN 55107-2434

Mortgage

Document Number	0A04972557
Date	Nov 29, 2022
Instrument	A04972557

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Mortgage

Document Number	0A04972558
Date	Nov 29, 2022
Instrument	A04972558

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	517 SIDNEY ST E, SAINT PAUL, MN 55107-2434
Document Number	0004848028
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	517 SIDNEY ST E ST PAUL MN 551072434, ST PAUL, MN 55107-2434

Mortgage

Document Number	0004848028
Date	Nov 30, 2020
Instrument	4848028

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	517 SIDNEY ST E, SAINT PAUL, MN 55107-2434
Document Number	0004718019
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	TITLE ONE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	517 SIDNEY ST E ST PAUL MN 551072434, ST PAUL, MN 55107-2434

Mortgage

Document Number	0004718019
Date	Jul 16, 2018
Instrument	4718019

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 517 Sidney St E was $3,258 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,200 (+2.48%) Land $31,200 Building $204,000	$235,200 (+2.48%) Land $31,200 Building $204,000
2025	$3,258.00 Homeowner's exemption	$229,500 Land $31,200 Building $198,300	$229,500 Land $31,200 Building $198,300
2023	$2,680.00 Homeowner's exemption	$198,300 Land $24,200 Building $174,100	$198,300 Land $24,200 Building $174,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 517 Sidney St E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 517 Sidney St E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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