491 Sidney St E, Saint Paul, MN 55107 Property Records

Ramsey County property record for 491 Sidney St E, Saint Paul, MN 55107

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 878 sqft · built 1955
Lot Size	0.117 acres (5,100 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jun 2025)
Tax Bill	$6,350 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage Jul 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-28-22-32-0039`

Property Details

APN / Parcel Number

Primary APN	`09-28-22-32-0039`
Alternative APNs	`7990654` `410104`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	11 Rooms
Units	2 Units
Stories	1 Story
Building Area	878 sqft Living Area
1st Floor Area	960 sqft
Basement Area	782 sqft
Finished Basement	782 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Wood
Lot Area	5,100 sqft (0.117 acres)
Lot Dimensions	100 ft deep x 51 ft wide
View / Lot	Neighborhood / Spot

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	410104
Street Address	491 SIDNEY ST E
City	SAINT PAUL
State	MN
Zip	55107-2417
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	PAUL MARTINS 1ST ADDITION,TO LOT 12 BLK 1
Legal Range	22
Legal Township	28
Legal Section	09
Legal Subdivision	PAUL MARTINS 1ST ADDITION,TO
Legal Block	1
Legal Lot Number	12
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1008
Census Tract	37200

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	491 SIDNEY ST E, SAINT PAUL, MN 55107-2417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2019	Warranty Deed, Transfer · Conventional Mortgage LAKE AREA MTG
Jul 19, 2017	Warranty Deed, Transfer · Conventional Mortgage BELL BK
Apr 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2025 · Amount on Record
Deed Sale	Jun 2, 2025 · Amount on Record
Prior Sale	Apr 19, 2019 · Amount on Record
Deed Document Number	20252795402
Prior Transfer Date	Apr 26, 2017
Prior Transfer Doc	0002585989
Record Updated	Oct 29, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 19, 2019
Property Address	491 SIDNEY ST E, SAINT PAUL, MN 55107-2417
Document Number	0002637314
Instrument Date	Apr 11, 2019
Instrument	2637314
Transaction Type	Transfer
Record Updated	May 24, 2019
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$791.86
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	491 SIDNEY ST E ST PAUL MN 551072417, ST PAUL, MN 55107-2417

Mortgage

Document Number	2637315
Date	Apr 19, 2019
Instrument	2637315

Lender

Name	LAKE AREA MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 19, 2017
Property Address	491 SIDNEY ST E, SAINT PAUL, MN 55107-2417
Document Number	0002592226
Instrument Date	Jul 14, 2017
Instrument	2592226
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	PARTNERS TITLE COMPANY, PARTNERS TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$641.97
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4874 KAREN PL WHITE BEAR LAKE MN 55110, WHITE BEAR LAKE, MN 55110

Mortgage

Document Number	2592227
Date	Jul 19, 2017
Instrument	2592227

Lender

Name	BELL BK
Address	FARGO, NV 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2047

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 27, 2017
Property Address	491 SIDNEY ST E, SAINT PAUL, MN 55107-2417
Document Number	0002585989
Instrument Date	Apr 26, 2017
Instrument	2585989
Transaction Type	Transfer
Record Updated	May 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11535 HILLCREST CT N ST PAUL MN 551106187, ST PAUL, MN 55110-6187

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,500 (-1.46%) Land $22,500 Building $241,000	$263,500 (-1.46%) Land $22,500 Building $241,000
2025	$6,350.00 (+29.07%)
2023	$4,920.00	$267,400 Land $17,400 Building $250,000	$267,400 Land $17,400 Building $250,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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