517 S Summit Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 517 S Summit Ave, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1946
Lot Size	0.162 acres (7,044 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Sep 2025)
Tax Bill	$3,065 (2025)
Deeds & Mortgages	Jan 2017 Reverse Mortgage Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-20-234-006-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-20-234-006-000`
Alternative APN	`34116`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,288 sqft Finished Area
1st Floor Area	888 sqft
Basement Area	888 sqft
Finished Basement	700 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,044 sqft (0.162 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	36 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	34116
Street Address	517 S SUMMIT AVE
City	SIOUX FALLS
State	SD
Zip	57104-4231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLOCK 10 GRIGSBY`S ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	GRIGSBY`S ADDN
Legal Block	10
Legal Lot Number	10
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2009
Census Tract	702

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	517 S SUMMIT AVE, SIOUX FALLS, SD 57104-4231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2017	Deed of Trust, Mortgage · Reverse Mortgage SERVICE FIRST FEDERAL CREDIT UNION
Sep 29, 2023	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2025 · Amount on Record
Deed Sale	Sep 8, 2025 · Amount on Record
Deed Document Number	2025141134
Deed Book / Page	634-D / 336
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	517 S SUMMIT AVE, SIOUX FALLS, SD 57104-4231
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	SERVICE FIRST FEDERAL CREDIT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001812/297
Date	Jan 17, 2017
Book Page	1812/297
Instrument	R701099

Lender

Name	SERVICE FIRST FEDERAL CREDIT UNION
Address	SIOUX FALLS, SD 57104

Agreement

Type	Reverse Mortgage

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	517 S SUMMIT AVE, SIOUX FALLS, SD 57104-4231
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG1975/724
Date	Sep 29, 2023
Book Page	MTG 1975/724

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,921 (+6.27%) Land $30,758 Building $210,163	$240,921 Land $30,758 Building $210,163
2025	$3,065.00	$226,700 (+8.11%) Land $31,100 Building $195,600
2024	$3,065.00 (+17.39%)	$209,700 (+20.79%) Land $31,100 Building $178,600
2022	$2,611.00	$173,600 Land $28,500 Building $145,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Midco.

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