514 S Summit Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 514 S Summit Ave, Sioux Falls, SD 57104

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 1,864 sqft · built 1910
Lot Size	0.115 acres (5,001 sqft)
Owner	Company Name on Record
Last Sale	$150,000 (Aug 2021)
Tax Bill	$2,823 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-20-235-007-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-20-235-007-000`
Alternative APN	`34078`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	12 Rooms
Units	3 Units
Stories	2 Stories
Building Area	1,864 sqft Finished Area
Gross Area	1,712 sqft
1st Floor Area	880 sqft
Upper Floors Area	832 sqft
Attic	Attic
Attic Area	274 sqft
Basement Area	884 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1934
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	34078
Street Address	514 S SUMMIT AVE
City	SIOUX FALLS
State	SD
Zip	57104-4262
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	W23 4 BLOCK 8 GRIGSBY`S ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	GRIGSBY`S ADDN
Legal Block	8
Legal Lot Number	4
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2010
Census Tract	702

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 88613, SIOUX FALLS, SD 57109-8613
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage RELIABANK DAKOTA
Aug 20, 2021	Warranty Deed, Transfer · Commercial Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Deed Book / Page	607-D / 461
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	514 S SUMMIT AVE, SIOUX FALLS, SD 57104-4262
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1945MTG/947
Date	Feb 4, 2022
Book Page	1945 MTG/947

Lender

Name	RELIABANK DAKOTA
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Aug 20, 2021
Property Address	514 S SUMMIT AVE, SIOUX FALLS, SD 57104-4262
Document Number	607DEED/461
Book / Page	607 DEED / 461
Instrument Date	Aug 16, 2021
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 375, SIOUX FALLS, SD 57101-0375

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27249 REGAL CT, HARRISBURG, SD 57108-8364

Mortgage

Document Number	1931MTG867
Date	Aug 20, 2021
Instrument	1931 MTG/867

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2051

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,400 (+10.82%) Land $22,500 Building $164,900	$187,400 Land $22,500 Building $164,900
2025	$2,823.00	$169,100 (+6.55%) Land $22,500 Building $146,600
2024	$2,823.00 (+3.94%)	$158,700 (+9.9%) Land $22,500 Building $136,200
2022	$2,716.00	$144,400 Land $23,000 Building $121,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable · Fiber in parts of the area	1,250 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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