517 River Dr, Toms River, NJ 08753 Property Records

Ocean County and Toms River Township property record for 517 River Dr, Toms River, NJ 08753

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 836 sqft · built 1947
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Nov 2025)
Tax Bill	$4,156 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-01086-16-00004`

Property Details

APN / Parcel Number

Primary APN	`08-01086-16-00004`
Alternative APN	`0801086001600004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	836 sqft Living Area
1st Floor Area	836 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	517 RIVER DR
City	TOMS RIVER
State	NJ
Zip	08753-5709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	50X100
Legal Subdivision	ISLAND BEACH HEIGHTS
Legal Block	1086
Legal Lot Number	4
Jurisdiction	OCEAN NJ
Township / Civil Division	TOMS RIVER
Census Block Group	1
Census Block	1019
Census Tract	723200

Owner

Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	517 RIVER DR, TOMS RIVER, NJ 08753-5709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Jun 4, 2008 · Amount on Record
Deed Document Number	202593829
Deed Book / Page	20207 / 1481
Prior Transfer Date	Sep 22, 2012
Prior Transfer Doc	0153340820
Record Updated	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Nov 25, 2025
Property Address	517 RIVER DR, TOMS RIVER, NJ 08753-5709
Document Number	0202071481
Book / Page	20207 / 1481
Instrument Date	Nov 14, 2025
Instrument	2025093829
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,027.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 GRANT AVE, TOMS RIVER, NJ 08753-7640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 RIVER DR, TOMS RIVER, NJ 08753-5709

Mortgage

Document Number	2025093830
Date	Nov 25, 2025
Instrument	2025093830

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Mortgage

Document Number	0202071503
Date	Nov 25, 2025
Book Page	20207/1503
Instrument	2025093831

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 14, 2030

Tax Assessment & Valuation

Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Toms River Township
Unified School District	Toms River Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,600 (+17.82%) Land $136,000 Building $114,600	$250,600 (+17.82%) Land $136,000 Building $114,600
2025	$4,156.00 (+7.31%)	$212,700 (-) Land $136,000 Building $76,700	$212,700 (-) Land $136,000 Building $76,700
2024	$3,873.00 (+9.13%)
2023		$212,700 Land $136,000 Building $76,700	$212,700 Land $136,000 Building $76,700
2022	$3,549.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1997–2003)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY TOMS RIVER private · serves 123,184 people · EPA ID NJ1507005
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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