517 N Freeman St, Oceanside, CA 92054 Property Records

San Diego County property record for 517 N Freeman St, Oceanside, CA 92054

Property Summary

Property Type	Multi-Family Dwellings
Details	7 bd · 7.5 ba · 5,572 sqft · built 2015
Lot Size	0.115 acres (5,014 sqft)
Owner	Individual Name on Record
Last Sale	$1,977,500 (Jan 2017)
Tax Bill	$25,727 (2025)
Deeds & Mortgages	May 2022 Mortgage Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`147-094-02-00`

Property Details

APN / Parcel Number

Primary APN	`147-094-02-00`

Interior

Bedrooms	7 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Units	3 Units
Building Area	5,572 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Multi-Family
Lot Area	5,014 sqft (0.115 acres)
Parking Spaces	6 Parking Spaces

Location & Zoning

Street Address	517 N FREEMAN ST
City	OCEANSIDE
State	CA
Zip	92054-0014
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	D-9
Legal Description	PAR 1 TR PM21202
Legal Subdivision	MYERS & MCCOMBERS ADD
Legal Tract	332
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2005
Census Tract	18400

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1113, RANCHO SANTA FE, CA 92067-1113
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK
Mar 6, 2018	Deed of Trust, Mortgage · ARM BOFI FEDERAL BANK
Jan 20, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY
Jan 20, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2017 · Amount on Record
Deed Sale	Jan 20, 2017 · Amount on Record
Prior Sale	Jun 11, 2013 · Amount on Record
Deed Document Number	201732905
Prior Transfer Date	Jan 17, 2017
Prior Transfer Doc	0000032904
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	517 N FREEMAN ST, OCEANSIDE, CA 92054-0014
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1113, RANCHO SANTA FE, CA 92067-1113

Mortgage

Document Number	0000198492
Date	May 6, 2022
Instrument	2022-0198492

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	5%
Max Rate At Change	10%
Index	Other
Margin	4
Max Rate	10%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	517 N FREEMAN ST, OCEANSIDE, CA 92054-2414
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087305
Date	Mar 6, 2018
Instrument	2018-0087305

Lender

Name	BOFI FEDERAL BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Apr 1, 2023
Change Frequency	Annually
Min Rate At Change	5.87%
Max Rate At Change	11.8%
Index	1-Year LIBOR
Max Rate	11.8%

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 20, 2017
Property Address	517 N FREEMAN ST, OCEANSIDE, CA 92054-2414
Document Number	0000032904
Instrument Date	Jan 17, 2017
Instrument	32904
Transaction Type	Transfer
Record Updated	Jan 26, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 1113 RANCHO SANTA FE CA 920671113, RANCHO SANTA FE, CA 92067-1113

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 20, 2017
Property Address	517 N FREEMAN ST, OCEANSIDE, CA 92054-2414
Document Number	0000032905
Instrument Date	Dec 15, 2016
Instrument	32905
Transaction Type	Transfer
Record Updated	Jan 26, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$2,175.25
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 1113 RANCHO SANTA FE CA 920671113, RANCHO SANTA FE, CA 92067-1113

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,340,952 (+2%) Land $1,420,552 Building $920,400
2025	$25,727.00 (+5.18%)	$2,295,052 (+4.04%) Land $1,392,699 Building $902,353
2023	$24,461.00 (+1.53%)	$2,205,934 Land $1,338,620 Building $867,314
2022	$24,092.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Feb 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rincon Northern tribal government · serves 7,003 people · EPA ID 090600147
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2026) action level 15 ppb
Copper	2.32 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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