517 Grace Dr, Monroe, MI 48161 Property Records

Monroe County property record for 517 Grace Dr, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,824 sqft · built 1980
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Aug 2018)
Tax Bill	$3,957 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`55-19-00987-000`

Property Details

APN / Parcel Number

Primary APN	`55-19-00987-000`
Alternative APN	`55 190 098 70`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,824 sqft Living Area
1st Floor Area	912 sqft
Basement Area	912 sqft
Finished Basement	500 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Terrain	Rolling
Garage Area	480 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	517 GRACE DR
City	MONROE
State	MI
Zip	48161-3550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WERTENBERGER PLACE LOT 74 & NORTH 1/2 OF LOT 73
Legal Subdivision	WERTENBERGER PLACE - MONROE CI
Legal Lot Number	73-74
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4002
Census Tract	832300

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	517 GRACE DR, MONROE, MI 48161-3550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit MONROE COMMUNITY CU
Sep 2, 2020	Deed of Trust, Mortgage MONROE COUNTY COMMUNITY CU
Aug 31, 2018	Warranty Deed, Transfer LAWYERS TITLE
Aug 31, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage MONROE COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Deed Document Number	201815512
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	517 GRACE DR, MONROE, MI 48161-3550
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 GRACE DR, MONROE, MI 48161-3550

Mortgage

Document Number	0000001969
Date	Feb 14, 2024
Instrument	2024R01969

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	911 MILITARY ST, PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	517 GRACE DR, MONROE, MI 48161-3550
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 GRACE DR, MONROE, MI 48161-3550

Mortgage

Document Number	0000015360
Date	Aug 1, 2022
Instrument	2022R15360

Lender

Name	MONROE COMMUNITY CU
Type	Credit Union
Address	MONROE, MI 48162

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jul 15, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	517 GRACE DR, MONROE, MI 48161-3550
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 GRACE DR, MONROE, MI 48161-3550

Mortgage

Document Number	0000017999
Date	Sep 2, 2020
Instrument	2020R17999

Lender

Name	MONROE COUNTY COMMUNITY CU
Type	Credit Union
Address	MONROE, MI 48162

Agreement

Amount	Amount Recorded
Term	177 Months
Due	Jun 17, 2035

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 31, 2018
Property Address	517 GRACE DR, MONROE, MI 48161-3550
Document Number	2018R15512
Map Reference	LB 05 PG 45
Instrument Date	Aug 20, 2018
Instrument	2018R15512
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$1,204.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	805 ARBOR AVE, 805, MONROE, MI 48162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 GRACE DR, MONROE, MI 48161-3550

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Aug 31, 2018
Property Address	517 GRACE DR, MONROE, MI 48161-3550
Document Number	2018R15513
Map Reference	LB 05 PG 45
Instrument Date	Aug 20, 2018
Instrument	2018R15513
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 GRACE DR, MONROE, MI 48161-3550

Mortgage

Document Number	0000015514
Date	Aug 31, 2018
Instrument	2018R15514

Lender

Name	MONROE COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,900 (+12.62%) Land $141,900	$283,800 (+12.62%) Land $283,800
2025	$3,957.00 (+14.17%) Homeowner's exemption	$126,000 (+29.71%) Land $126,000	$252,000 (+29.71%) Land $252,000
2023	$3,466.00 Homeowner's exemption	$97,140	$194,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber, T-Mobile.

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