Monroe County property record for 495 Grace Dr, Monroe, MI 48161
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,054 sqft · built 1983 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $319,900 (Apr 2023) |
| Tax Bill | $4,025 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-19-00991-000 |
| Primary APN | 55-19-00991-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,054 sqft Living Area |
| 1st Floor Area | 1,157 sqft |
| Basement Area | 728 sqft |
| Finished Basement | 728 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Area | 440 sqft |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 525 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 626 sqft |
| Patio Area | 546 sqft |
| Shed | 1 Shed |
| Shed Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 495 GRACE DR |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48161-3550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | WERTENBERGER PLACE LOT 78 & NORTH 15 FT OF LOT 77 AND SOUTH 35 FT OF LOT 79 |
| Legal Subdivision | WERTENBERGER PLACE - MONROE CI |
| Legal Lot Number | 77-79 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | MONROE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 832300 |
Source: Monroe County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 495 GRACE DR, MONROE, MI 48161-3550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC |
| Jan 23, 2017 | Deed of Trust, Mortgage · Line of Credit MICHIGAN EDUCATIONAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2023 · Amount on Record |
| Deed Sale | Apr 13, 2023 · Amount on Record |
| Prior Sale | Jun 11, 1999 · Amount on Record |
| Deed Document Number | 20235801 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 495 GRACE DR, MONROE, MI 48161-3550 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 495 GRACE DR, MONROE, MI 48161-3550 |
| Document Number | 2021R21181 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 2021R21181 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 495 GRACE DR, MONROE, MI 48161-3550 |
| Document Number | 0000009574 |
| Instrument Date | Jan 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 495 GRACE DR MONROE MI 481613550, MONROE, MI 48161-3550 |
| Document Number | 0000009574 |
|---|---|
| Date | May 2, 2017 |
| Instrument | 9574 |
| Name | MICHIGAN EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | PLYMOUTH, MI 48170 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County assessment roll, as of August 15, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| Municipality | Monroe City |
| Unified School District | Monroe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $161,400 (+44.79%) | $322,800 (+44.79%) | |
| 2025 | $4,025.00 (-17.76%) Homeowner's exemption | ||
| 2023 | $4,894.00 Homeowner's exemption | $111,470 | $222,940 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE serves 49,467 people · EPA ID MI0004450 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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