517 Ellrose Ct, Frederick, MD 21703 Property Records

Frederick County property record for 517 Ellrose Ct, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,760 sqft · built 1981
Lot Size	0.041 acres (1,800 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Sep 2021)
Tax Bill	$4,813 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-038048`

Property Details

APN / Parcel Number

Primary APN	`02-038048`
Alternative APNs	`2038048` `038048`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,760 sqft Living Area
1st Floor Area	680 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,800 sqft (0.041 acres)
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	038048
Street Address	517 ELLROSE CT
City	FREDERICK
State	MD
Zip	21703-6147
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R12
Legal Description	LT 9 SECT 8 1800 SQ FT HILLCREST ORCHARDS
Legal Subdivision	HILLCREST ORCHARDS PRCL G SEC 08
Legal Lot Number	9
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1008
Census Tract	750505

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	517 ELLROSE CT, FREDERICK, MD 21703-6147
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK
Sep 1, 2021	Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
May 14, 2018	Deed, Transfer · Conventional Mortgage EAGLE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2021 · Amount on Record
Deed Sale	Sep 1, 2021 · Amount on Record
Prior Sale	May 14, 2018 · Amount on Record
Deed Book / Page	15253 / 430
Prior Transfer Date	Jul 20, 2012
Prior Transfer Doc	0090280009
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	517 ELLROSE CT, FREDERICK, MD 21703-6147
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 ELLROSE CT, FREDERICK, MD 21703-6147

Mortgage

Document Number	0165630075
Date	Aug 16, 2023
Book Page	16563/75

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Sep 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	517 ELLROSE CT, FREDERICK, MD 21703-6147
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	MARVEL TITLE AND ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0139050195
Date	Jul 17, 2020
Book Page	13905/195

Lender

Name	EAGLE BANK
Type	Bank
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 1, 2021
Property Address	517 ELLROSE CT, FREDERICK, MD 21703-6147
Document Number	0152530430
Book / Page	15253 / 430
Map Reference	MB 22 FO 194
Instrument Date	Aug 16, 2021
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	COVENANT TITLE AND ESCROW, COVENANT TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7105 FISH HATCHERY RD, 7105, FREDERICK, MD 21701-1716

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	517 ELLROSE CT, FREDERICK, MD 21703-6147

Mortgage

Document Number	15253436
Date	Sep 1, 2021
Instrument	15253/436

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 14, 2018
Property Address	517 ELLROSE CT, FREDERICK, MD 21703-6147
Document Number	0124130055
Book / Page	12413 / 0055
Map Reference	MB22 FO194
Instrument Date	Mar 26, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	UNITED TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 ELLROSE CT, FREDERICK, MD 21703-6147

Mortgage

Document Number	0001241362
Date	May 14, 2018
Instrument	12413/62

Lender

Name	EAGLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,367 (+7.91%)	$320,300 (+23.72%) Land $120,000 Building $200,300
2025	$4,813.00 (+11.52%)	$258,900 (+27.81%) Land $85,000 Building $173,900	$258,900 (-) Land $85,000 Building $173,900
2024	$4,316.00 (+15.74%)
2023	$3,729.00	$202,567	$258,900 Land $85,000 Building $173,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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