514 Ellrose Ct, Frederick, MD 21703 Property Records

Frederick County property record for 514 Ellrose Ct, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,408 sqft · built 1981
Lot Size	0.085 acres (3,691 sqft)
Owner	Company Name on File
Last Sale	$106,000 (Dec 2008)
Tax Bill	$5,111 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-038358`

Property Details

APN / Parcel Number

Primary APN	`02-038358`
Alternative APNs	`2038358` `038358`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,408 sqft Living Area
1st Floor Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,691 sqft (0.085 acres)
Deck Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	038358
Street Address	514 ELLROSE CT
City	FREDERICK
State	MD
Zip	21703-6166
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R12
Legal Description	LT 37 SECT 8 3691 SQ FT HILLCREST ORCHARDS
Legal Subdivision	HILLCREST ORCHARDS
Legal Lot Number	37
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1008
Census Tract	750505

Owner

514 Ellrose Ct, a townhouse, is owned by a company that bought it in December 2008.

Source: Frederick County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	382 S CLEVELAND AVE, 1, HAGERSTOWN, MD 21740-5769
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage DOMINION FINANCIAL SERVICES LLC
Jan 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage MEANS DOMINION FINANCIL SERVICES LLC
Jan 14, 2020	Deed of Trust, Mortgage LIMA ONE CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2008 · Amount on File
Deed Sale	Dec 5, 2008 · Amount on File
Prior Sale	Dec 5, 2008 · Amount on File
Deed Document Number	200885290
Deed Book / Page	7131 / 537
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	514 ELLROSE CT, FREDERICK, MD 21703-6166
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	PREMIERE SETTLEMENT AND TITLE, PREMIER SETTLEMENTS AND TTL

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0162340155
Date	Nov 22, 2022
Book Page	16234/155

Lender

Name	DOMINION FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	BALTIMORE, MD 21202

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	514 ELLROSE CT, FREDERICK, MD 21703-6166
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	PREMIERE SETTLEMENT AND TITLE, PREMIER SETTLEMENTS AND TTL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0156660492
Date	Jan 18, 2022
Book Page	15666/492

Lender

Name	MEANS DOMINION FINANCIL SERVICES LLC
Type	Non-Lending Institution
Address	BALTIMORE, MD 21202

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	514 ELLROSE CT, FREDERICK, MD 21703-6166
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	MADISON SETTLEMENT SERVICES HAGERS, MADISON SETTLEMENT SVCS HAGERS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	34 MD PROPERTIES HAGERSTOWN MD 21740, HAGERSTOWN, MD 21740

Mortgage

Document Number	135190009
Date	Feb 10, 2020
Book Page	013519/000009

Lender

Name	LIMA ONE CAP
Type	Funding / Finance Company
Address	201 E MCBEE AVE # 300, GREENVILLE, SC 29601-2884

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 514 Ellrose Ct was $5,111.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,967	$319,500 Land $120,000 Building $199,500
2025	$5,111.00
2023	$4,089.00	$222,600	$275,200 Land $85,000 Building $190,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 514 Ellrose Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 514 Ellrose Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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