Citrus County property record for 517 E Harvard St, Inverness, FL 34452
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,110 sqft · built 1989 |
| Lot Size | 0.552 acres (24,066 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $219,950 (Jan 2022) |
| Tax Bill | $2,991 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage May 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 20E-19S-21-0020-02000-186.0 |
| Primary APN | 20E-19S-21-0020-02000-186.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,110 sqft Living Area |
| Flooring | Concrete/Cement |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 24,066 sqft (0.552 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Open Porch |
| Patio Area | 120 sqft |
| Fence | Fence |
| Utility Building | 128 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Account Number | 3524722 |
|---|---|
| Old Parcel Number | 2119S20E0020020001860 |
| Street Address | 517 E HARVARD ST |
| City | INVERNESS |
| State | FL |
| Zip | 34452-6789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR MED DENSITY RESIDENT |
| Legal Description | INVERNESS HGLDS SOUTH PB 3 PGS 51-61 LOTS 186 187 188 189 & 190 BLK 200 |
| Legal Range | 20E |
| Legal Township | 19S |
| Legal Section | 20 |
| Legal Subdivision | INVERNESS HIGHLANDS SOUTH |
| Legal Block | 200 |
| Legal Lot Number | 186-190 187 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 451104 |
Source: Citrus County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 220 VALLEY ST, PEMBROKE, MA 02359-3714 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage NATIONS RELIABLE LENDING LLC |
| May 15, 2020 | Warranty Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TITLE SVCS/CITRUS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2022 · Amount on Record |
| Deed Sale | Jan 19, 2022 · Amount on Record |
| Prior Sale | May 15, 2020 · Amount on Record |
| Deed Document Number | 2022004102 |
| Deed Book / Page | 3245 / 1098 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jan 19, 2022 |
| Property Address | 517 E HARVARD ST, INVERNESS, FL 34452-6789 |
| Document Number | 0032451098 |
| Book / Page | 3245 / 1098 |
| Map Reference | MB 3 PG 51-66 |
| Instrument Date | Jan 13, 2022 |
| Instrument | 2022004102 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 517 E HARVARD ST, 517, INVERNESS, FL 34452-6789 |
| Name | Verified Name |
|---|---|
| Address | 1319 MAIN ST, HANSON, MA 02341-1539 |
| Document Number | 0032451100 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 3245/1100 |
| Name | NATIONS RELIABLE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | May 15, 2020 |
| Property Address | 517 E HARVARD ST, INVERNESS, FL 34452-6789 |
| Document Number | 0030600718 |
| Book / Page | 003060 / 000718 |
| Instrument Date | May 6, 2020 |
| Instrument | 25040 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2020 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE SVCS/CITRUS |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 517 E HARVARD ST INVERNESS FL 344526789, INVERNESS, FL 34452-6789 |
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,991.00 (-0.23%) | $187,516 (-4.96%) Land $19,400 Building $168,116 | $187,516 (-4.96%) Land $19,400 Building $168,116 |
| 2024 | $2,998.00 (+5.49%) | $197,301 (+2.04%) Land $17,800 Building $179,501 | $197,301 (+2.04%) Land $17,800 Building $179,501 |
| 2023 | $2,842.00 (+18.71%) | $193,356 (+25.12%) Land $16,000 Building $177,356 | $193,356 (+25.12%) Land $16,000 Building $177,356 |
| 2022 | $2,394.00 Additional exemption filed | $154,532 Land $13,800 Building $140,732 | $154,532 Land $13,800 Building $140,732 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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