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505 E Harvard St, Inverness, FL 34452 Property Records

Citrus County property record for 505 E Harvard St, Inverness, FL 34452

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,367 sqft · built 1980
Lot Size0.22 acres (9,624 sqft)
OwnerIndividual Name on Record
Tax Bill$633 (2025)
Deeds & MortgagesAug 2023 Mortgage
Nov 2022 Second Mortgage
Flood ZoneZone X (minimal risk)
APN20E-19S-21-0020-02000-195.0

Property Details

APN / Parcel Number

Primary APN20E-19S-21-0020-02000-195.0
Alternative APNs
  • 2119S20E0020020001950
  • 1996112

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,367 sqft Living Area
1st Floor Area1,367 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1980
Architectural StyleOther
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,624 sqft (0.22 acres)
Lot Dimensions120 ft deep x 40 ft wide
Garage Area378 sqft
Parking Spaces6 Parking Spaces
PorchOpen Porch
Porch Area295 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1996112
Old Parcel Number2119S20E0020020001950
Street Address505 E HARVARD ST
CityINVERNESS
StateFL
Zip34452-6718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR MED DENSITY RESIDENT
Legal DescriptionINVERNESS HGLDS SOUTH PB 3 PG 51 LOTS 195 & 196 BLK 200
Legal Range20E
Legal Township19S
Legal Section20
Legal SubdivisionINVERNESS HIGHLANDS SOUTH
Legal Block200
Legal Lot Number195-196 196
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1003
Census Tract451104

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address505 E HARVARD ST, INVERNESS, FL 34452-6718
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Nov 30, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SARAH A HAGUE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2007
Deed SaleOct 19, 2007
Deed Document Number2007060455
Deed Book / Page2168 / 2401
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address505 E HARVARD ST, INVERNESS, FL 34452-6718
Transaction TypeMortgage
Record UpdatedSep 15, 2023
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 E HARVARD ST, INVERNESS, FL 34452-6718

Mortgage

Document Number0034040413
DateAug 22, 2023
Book Page3404/413
Instrument2023048840
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address505 E HARVARD ST, INVERNESS, FL 34452-6718
Transaction TypeMortgage
Record UpdatedDec 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 E HARVARD ST, INVERNESS, FL 34452-6718

Mortgage

Document Number0033380130
DateNov 30, 2022
Book Page3338/130
Instrument2022079290
Lender
NameSARAH A HAGUE
TypePrivate Party
Address2061 OAK MARSH DR, FERNANDINA, FL 32034
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueNov 29, 2052

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$633.00 (+9.52%) Homeowner's exemption Additional exemption filed$150,735 (-2.99%) Land $7,760 Building $142,975$150,735 (-2.99%) Land $7,760 Building $142,975
2024$578.00 (+0.87%) Homeowner's exemption Additional exemption filed$155,387 (-1.17%) Land $7,120 Building $148,267$155,387 (-1.17%) Land $7,120 Building $148,267
2023$573.00 (+3.99%) Homeowner's exemption Additional exemption filed$157,230 (+15.48%) Land $6,400 Building $150,830$157,230 (+15.48%) Land $6,400 Building $150,830
2022$551.00 Homeowner's exemption Additional exemption filed$136,158 Land $5,520 Building $130,638$136,158 Land $5,520 Building $130,638

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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