517 Cota Ln, Vista, CA 92083 Property Records

San Diego County property record for 517 Cota Ln, Vista, CA 92083

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,784 sqft · built 2015
Lot Size0.208 acres (9,044 sqft)
OwnerTrust Name on File
Last Sale$655,500 (Aug 2015)
Tax Bill$8,820 (2025)
Deeds & MortgagesNov 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN159-093-40-00

Property Details

APN / Parcel Number

Primary APN159-093-40-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,784 sqft Living Area

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Lot Area9,044 sqft (0.208 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address517 COTA LN
CityVISTA
StateCA
Zip92083-1996
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPI
Legal DescriptionLOT 108 TR 015941
Legal SubdivisionPC 14-215
Legal Tract015941
Legal Block3
Legal Lot Number108
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3006
Census Tract19303

Owner

517 Cota Ln is owner-occupied and held in a trust since August 2015.

Source: San Diego County records, as of July 21, 2026

Owner of RecordTrust Name on File
Mailing Address517 COTA LN, VISTA, CA 92083-1996
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2015 · Amount on File
Deed SaleAug 26, 2015 · Amount on File
Deed Document Number2015451910
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address517 COTA LN, VISTA, CA 92083-1996
Transaction TypeMortgage
Record UpdatedNov 12, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address517 COTA LN, VISTA, CA 92083-1996

Mortgage

Document Number0000764066
DateNov 3, 2021
Instrument2021-0764066
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
AddressVISTA, CA 92083
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 517 Cota Ln was $8,820 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$791,378 (+2%) Land $248,735 Building $542,643
2025$8,820.00 Homeowner's exemption$775,861 Land $243,858 Building $532,003
2023$8,829.00 (+0.24%) Homeowner's exemption$745,736 Land $234,390 Building $511,346
2022$8,808.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 517 Cota Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 517 Cota Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Cota Ln

Nearby Streets

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