506 Cota Ln, Vista, CA 92083 Property Records

San Diego County property record for 506 Cota Ln, Vista, CA 92083

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,381 sqft · built 2015
Lot Size	0.141 acres (6,156 sqft)
Owner	Trust Name on File
Last Sale	$750,000 (Jun 2018)
Tax Bill	$9,774 (2025)
Deeds & Mortgages	Feb 2018 Line of Credit Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`159-093-23-00`

Property Details

APN / Parcel Number

Primary APN	`159-093-23-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,381 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	6,156 sqft (0.141 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	506 COTA LN
City	VISTA
State	CA
Zip	92083-1996
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 91 TR 015941
Legal Subdivision	CITY/VISTA
Legal Tract	015941
Legal Block	3
Legal Lot Number	91
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3006
Census Tract	19303

Owner

506 Cota Ln is owner-occupied and held in a trust since February 2021.

Source: San Diego County records, as of July 21, 2026

Owner of Record	Trust Name on File
Mailing Address	506 COTA LN, VISTA, CA 92083-1996
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Mar 5, 2021	Intrafamily Transfer, Transfer
Jun 8, 2018	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2018 · Amount on File
Deed Sale	Jun 8, 2018 · Amount on File
Prior Sale	Nov 30, 2015 · Amount on File
Deed Document Number	2018233916
Last Transfer Date	Feb 3, 2021
Transfer Doc	0000174984
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	506 COTA LN, VISTA, CA 92083-1996
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051033
Date	Feb 8, 2018
Instrument	2018-0051033

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 29, 2048

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 5, 2021
Property Address	506 COTA LN, VISTA, CA 92083-1996
Document Number	0000174984
Instrument Date	Feb 3, 2021
Instrument	2021-0174984
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	506 COTA LN, VISTA, CA 92083-1996

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 8, 2018
Property Address	506 COTA LN, VISTA, CA 92083-1996
Document Number	0000233916
Instrument Date	May 3, 2018
Instrument	233916
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	506 COTA LN VISTA CA 920831996, VISTA, CA 92083-1996

Mortgage

Document Number	233917
Date	Jun 8, 2018
Instrument	233917

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 506 Cota Ln was $9,774.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$870,431 (+2%) Land $205,510 Building $664,921
2025	$9,774.00	$853,365 Land $201,481 Building $651,884
2023	$9,003.00 (+0.24%)	$820,229 Land $193,658 Building $626,571
2022	$8,981.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 506 Cota Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 506 Cota Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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