517 Calle Montecito, Unit 91, Oceanside, CA 92057 Property Records

San Diego County property record for 517 Calle Montecito, Unit 91, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 806 sqft · built 1985
Lot Size	6.97 acres (303,705 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (May 2026)
Tax Bill	$3,708 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`157-560-10-19`

Property Details

APN / Parcel Number

Primary APN	`157-560-10-19`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	806 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Lot Area	303,705 sqft
View / Lot	Lake

Location & Zoning

Street Address	517 CALLE MONTECITO, 91
City	OCEANSIDE
State	CA
Zip	92057-5255
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 5 US 91PER DOC05-051755&UND INT IN LOT 1 THRU TR 009806
Legal Subdivision	LIBBY LAKE CONDO
Legal Tract	009806
Legal Block	2
Legal Lot Number	5,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18618

Owner

Source: San Diego County records · APN 157-560-10-19

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	517 CALLE MONTECITO, 91, OCEANSIDE, CA 92057-5255
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 01, 2026 · Amount on Record
Deed Sale	May 01, 2026 · Amount on Record
Prior Sale	Aug 01, 2005 · Amount on Record
Deed Document Number	2026124571
Record Updated	Sep 20, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 01, 2026
Property Address	517 CALLE MONTECITO, 91, OCEANSIDE, CA 92057-5255
Document Number	0000124571
Instrument Date	Apr 02, 2026
Instrument	2026.124571
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$42,773.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	517 CALLE MONTECITO, 91, OCEANSIDE, CA 92057-5255

Mortgage

Document Number	0000124572,
Date	May 01, 2026
Instrument	2026..124572

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.22%
Max Rate	-1%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$334,369 (+2%) Land $209,069 Building $125,300
2025	$3,708.00 (+1.92%)	$327,814 (+4.04%) Land $204,970 Building $122,844
2024	$3,638.00 (+3.18%)
2023	$3,526.00 (+1.53%)	$315,086 Land $197,011 Building $118,075
2022	$3,473.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.