517 Calle Montecito, Unit 85, Oceanside, CA 92057 Property Records

San Diego County property record for 517 Calle Montecito, Unit 85, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 856 sqft · built 1985
Lot Size	6.97 acres (303,705 sqft)
Owner	Company Name on File
Last Sale	$281,000 (Jun 2020)
Tax Bill	$3,479 (2025)
Deeds & Mortgages	Aug 2022 Transfer Aug 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`157-560-10-13`

Property Details

APN / Parcel Number

Primary APN	`157-560-10-13`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	856 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Lot Area	303,705 sqft
View / Lot	Lake

Location & Zoning

Street Address	517 CALLE MONTECITO, 85
City	OCEANSIDE
State	CA
Zip	92057-5255
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 5 US 85PER DOC05-051755&UND INT IN LOT 1 THRU TR 009806
Legal Subdivision	LIBBY LAKE CONDO
Legal Tract	009806
Legal Block	2
Legal Lot Number	5,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18618

Owner

Source: San Diego County records · APN 157-560-10-13

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1046 GREENWAY RD, OCEANSIDE, CA 92057-1917
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Intrafamily Transfer, Transfer
Aug 25, 2022	Intrafamily Transfer, Transfer
Sep 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Jun 26, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 26, 2020 · Amount on Record
Deed Sale	Jun 26, 2020 · Amount on Record
Prior Sale	Nov 05, 2015 · Amount on Record
Deed Document Number	2020337160
Last Transfer Date	Aug 19, 2022
Transfer Doc	0000341762
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 25, 2022
Property Address	517 CALLE MONTECITO UNIT 85, 85, OCEANSIDE, CA 92057-5255
Document Number	0000341762
Map Reference	DOC 2005-51755
Instrument Date	Aug 19, 2022
Instrument	2022-0341762
Transaction Type	Transfer
Record Updated	Sep 05, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1046 GREENWAY RD, OCEANSIDE, CA 92057-1917

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 25, 2022
Property Address	517 CALLE MONTECITO UNIT 85, 85, OCEANSIDE, CA 92057-5255
Document Number	0000341763
Map Reference	DOC 2005-51755
Instrument Date	Aug 19, 2022
Instrument	2022-0341763
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 GREENWAY RD, OCEANSIDE, CA 92057-1917

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	517 CALLE MONTECITO UNIT 85, 85, OCEANSIDE, CA 92057-5255
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000447983
Date	Sep 29, 2017
Instrument	2017-0447983

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

Interest

Rate Type	Fixed Rate
Rate	3.2%
Type Change Date	Oct 01, 2027
Change Frequency	Monthly
Index	1-Month LIBOR
Max Rate	9.95%

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 26, 2020
Property Address	517 CALLE MONTECITO UNIT 85, 85, OCEANSIDE, CA 92057-5255
Document Number	0000337160
Instrument Date	Jun 15, 2020
Instrument	337160
Transaction Type	Transfer
Record Updated	Jul 09, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$309.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	517 CALLE MONTECITO #85 OCEANSIDE CA 920575255, 85, OCEANSIDE, CA 92057-5255

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$313,454 (+2%) Land $223,101 Building $90,353
2025	$3,479.00 (+5.17%)	$307,309 (+4.04%) Land $218,727 Building $88,582
2023	$3,308.00 (+1.53%)	$295,379 Land $210,235 Building $85,144
2022	$3,258.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 681 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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