Stanly County property record for 517 Ardsley Dr, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,265 sqft · built 2021 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $419,000 (Nov 2022) |
| Tax Bill | $3,480 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 557503230571 |
| Primary APN | 557503230571 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,265 sqft Finished Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1538468 |
|---|---|
| Street Address | 517 ARDSLEY DR |
| City | LOCUST |
| State | NC |
| Zip | 28097-4516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 517 ARDSLEY DR LOT 196 557503576 |
| Legal Subdivision | TOWN CENTER |
| Legal Lot Number | 196 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 930801 |
Source: Stanly County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1082 HEATHER GLEN DR, MATTHEWS, NC 28104-7964 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 22, 2022 | Special Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2022 · Amount on Record |
| Deed Sale | Nov 30, 2022 · Amount on Record |
| Prior Sale | Nov 8, 2022 · Amount on Record |
| Deed Document Number | 2022453487 |
| Deed Book / Page | 1806 / 1152 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | May 4, 2026 |
| Property Address | 517 ARDSLEY DR, LOCUST, NC 28097-4516 |
| Document Number | 0000487449 |
| Book / Page | 1917 / 829 |
| Instrument Date | May 1, 2026 |
| Instrument | 2026487449 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1082 HEATHER GLEN DR, MATTHEWS, NC 28104-7964 |
| Document Number | 0000487449, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 1917/829 |
| Instrument | 2026487449 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Apr 22, 2022 |
| Property Address | 517 ARDSLEY DR, LOCUST, NC 28097-4516 |
| Document Number | 0000446127 |
| Book / Page | 1783 / 838 |
| Map Reference | MB 28 PG 266 |
| Instrument Date | Apr 1, 2022 |
| Instrument | 446127 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $645.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 VILLAGE TRL STE 215, 215, WOODSTOCK, GA 30188-4711 |
| Name | Verified Name |
|---|
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,480.00 | $378,346 (-) Land $65,000 Building $313,346 | $378,346 (-) Land $65,000 Building $313,346 |
| 2025 | $3,480.00 (+14.78%) | $378,346 (+36%) Land $65,000 Building $313,346 | $378,346 (+36%) Land $65,000 Building $313,346 |
| 2023 | $3,032.00 | $278,192 Land $30,000 Building $248,192 | $278,192 Land $30,000 Building $248,192 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008 |
|---|---|
| Water Source | Purchased surface water from STANLY CO-WEST STANLY DIST |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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