Stanly County property record for 511 Ardsley Dr, Locust, NC 28097 · Last verified October 2023
| Property Type | Single Family Home |
|---|---|
| Details | 2,268 sqft · built 2021 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $271,000 (Apr 2022) |
| Tax Bill | $2,892 (2023) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 557503230446 |
| Primary APN | 557503230446 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,268 sqft Finished Area |
| Year Built | Built 2021 |
|---|---|
| Lot Area | 8,276 sqft (0.189 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1538993 |
|---|---|
| Street Address | 511 ARDSLEY DR |
| City | LOCUST |
| State | NC |
| Zip | 28097-4516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 511 ARDSLEY DR LOT 197 557503577 |
| Legal Lot Number | 197 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 930801 |
Source: Stanly County records · APN 557503230446
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 511 ARDSLEY DR, LOCUST, NC 28097-4516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 09, 2025 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Apr 21, 2022 | Special Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HOME LENDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 21, 2022 · Amount on Record |
| Deed Sale | Apr 21, 2022 · Amount on Record |
| Deed Document Number | 0001783634 |
| Deed Book / Page | 1783 / 634 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 511 ARDSLEY DR, LOCUST, NC 28097-4516 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 511 ARDSLEY DR, LOCUST, NC 28097-4516 |
| Document Number | 0000481757 |
|---|---|
| Date | Oct 09, 2025 |
| Book Page | 1897/1 |
| Instrument | 481757 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 319 Months |
| Due | May 01, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Apr 21, 2022 |
| Property Address | 511 ARDSLEY DR, LOCUST, NC 28097-4516 |
| Document Number | 0000446091 |
| Book / Page | 1783 / 634 |
| Map Reference | MB 28 PG 266 |
| Instrument Date | Apr 01, 2022 |
| Instrument | 446091 |
| Transaction Type | Transfer |
| Record Updated | Mar 08, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $542.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 VILLAGE TRL STE 215, 215, WOODSTOCK, GA 30188-4711 |
| Name | Verified Name |
|---|
| Document Number | 0000446092 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 446092 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,892.00 | $265,363 Land $30,000 Building $235,363 | $265,363 Land $30,000 Building $235,363 |
Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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