5169 Hwy 12 E, Steens, MS 39766 Property Records

Lowndes County property record for 5169 Hwy 12 E, Steens, MS 39766

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,107 sqft · built 1989
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on Record
Last Sale	$180,880 (Jan 2022)
Tax Bill	$836 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40W000003101`

Property Details

APN / Parcel Number

Primary APN	`40W000003101`
Alternative APNs	`005094` `5094`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	2,107 sqft Adjusted Area
1st Floor Area	1,536 sqft
2nd Floor Area	166 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	56,628 sqft (1.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5169 HIGHWAY 12 E
City	STEENS
State	MS
Zip	39766-9658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW4 SW4 5169 HWY 12 E 09E
Legal Range	17W
Legal Township	17S
Legal Section	17
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	1
Census Block	1025
Census Tract	104

Owner

Source: Lowndes County records, as of April 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5169 HIGHWAY 12 E, STEENS, MS 39766-9658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jan 3, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage RELIANCE FIRST CAPITAL LLC
Oct 5, 2020	Deed of Trust, Mortgage · Line of Credit CADENCE BK NA
Aug 16, 2017	Deed of Trust, Mortgage · FHA Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2022 · Amount on Record
Deed Sale	Jan 3, 2022 · Amount on Record
Deed Book / Page	2022 / 46
Record Updated	Jun 8, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	5169 HIGHWAY 12 E, STEENS, MS 39766-9658
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202513779
Date	Jun 24, 2025
Book Page	2025/13779

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Jan 3, 2022
Property Address	5169 HIGHWAY 12 E, STEENS, MS 39766-9658
Document Number	0020220046
Book / Page	2022 / 46
Instrument Date	Dec 29, 2021
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5169 HIGHWAY 12 E, STEENS, MS 39766-9658

Mortgage

Document Number	0000202290
Date	Jan 3, 2022
Instrument	2022/90

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	5169 HIGHWAY 12 E, STEENS, MS 39766-9658
Document Number	0020209047
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5169 HIGHWAY12 E STEENS STEENS MS 39766, STEENS, MS 39766

Mortgage

Document Number	0020209047
Date	Nov 2, 2020
Book Page	002020/029047

Lender

Name	CADENCE BK NA
Address	THE WOODLANDS, TX 77380

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	5169 HIGHWAY 12 E, STEENS, MS 39766-9658
Document Number	0020179191
Book / Page	002017 / 019191
Instrument Date	Aug 16, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5169 HIGHWAY 12 E STEENS MS 397669658, STEENS, MS 39766-9658

Mortgage

Document Number	0020179191
Date	Aug 29, 2017
Book Page	002017/019191

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2047

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$836.00 (+1.09%) Homeowner's exemption	$11,616 (+13.21%)	$116,160 (+13.21%) Land $9,510 Building $106,650
2024	$827.00 (+19.68%)
2023	$691.00 Homeowner's exemption	$10,261	$102,610 Land $9,510 Building $93,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: M-Pulse Fiber.

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