5139 Hwy 12 E, Steens, MS 39766 Property Records

Lowndes County property record for 5139 Hwy 12 E, Steens, MS 39766

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,416 sqft · built 1970
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on Record
Tax Bill	$520 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40W000003000`

Property Details

APN / Parcel Number

Primary APN	`40W000003000`
Alternative APNs	`005092` `5092`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,416 sqft Adjusted Area
1st Floor Area	1,161 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5139 HIGHWAY 12 E
City	STEENS
State	MS
Zip	39766-9658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW4 SW4 5139 HWY 12 E 6A
Legal Range	17W
Legal Township	17S
Legal Section	17
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	1
Census Block	1025
Census Tract	104

Owner

Source: Lowndes County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5139 HIGHWAY 12 E, STEENS, MS 39766-9658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK/MERIDIAN
Jun 22, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS NATIONAL BANK
Nov 4, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS NAT'L BK/MERIDIAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2016
Deed Sale	Oct 18, 2016
Deed Book / Page	2016 / 7348
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Recording Date	Jul 10, 2026
Property Address	5139 HIGHWAY 12 E, STEENS, MS 39766-9658
Document Number	2026016192
Book / Page	2026 / 16192
Instrument Date	Jun 25, 2026
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026016192,
Date	Jul 10, 2026
Book Page	2026/16192

Lender

Name	CITIZENS NATIONAL BANK/MERIDIAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.97%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	5139 HIGHWAY 12 E, STEENS, MS 39766-9658
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202313024
Date	Jun 22, 2023
Book Page	2023/13024
Instrument	1032279

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 25, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	5139 HIGHWAY 12 E, STEENS, MS 39766-9658
Document Number	0020195285
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Dec 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 8661 COLUMBUS MS 397050012, COLUMBUS, MS 39705-0012

Mortgage

Document Number	0020195285
Date	Nov 26, 2019
Book Page	002019/025285

Lender

Name	CITIZENS NAT'L BK/MERIDIAN
Type	Bank
Address	MERIDIAN, MS 39301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 25, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$520.00 (+1.56%) Homeowner's exemption	$8,387 (+16.49%)	$83,870 (+16.49%) Land $6,440 Building $77,430
2024	$512.00 (+25.8%)
2023	$407.00 Homeowner's exemption	$7,200	$72,000 Land $6,440 Building $65,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: M-Pulse Fiber.

Nearby Properties on Hwy 12 E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures