5168 Spoonbill Ln, Ferndale, WA 98248 Property Records

Whatcom County property record for 5168 Spoonbill Ln, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,282 sqft · built 2007
Lot Size	0.202 acres (8,834 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Jun 2017)
Tax Bill	$4,843 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`542232`

Property Details

APN / Parcel Number

Primary APN	`542232`
Alternative APNs	`390233 222391 0000` `99500`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,282 sqft Living Area
1st Floor Area	1,480 sqft
2nd Floor Area	802 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2007
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,834 sqft (0.202 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	144 sqft
Deck Area	280 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	542232
Street Address	5168 SPOONBILL LN
City	FERNDALE
State	WA
Zip	98248-7802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Description	LABOUNTY ESTATES LOT 31
Legal Range	02
Legal Township	39
Legal Section	33
Legal Subdivision	LABOUNTY ESTATES
Legal Lot Number	31
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1002
Census Tract	201

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	5177 SPOONBILL LN, FERNDALE, WA 98248-7802
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Jun 9, 2017	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON FED'L SVGS

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Jun 9, 2017 · Amount on Record
Deed Sale	Jun 9, 2017 · Amount on Record
Prior Sale	Apr 17, 2008 · Amount on Record
Deed Document Number	2017-0600959
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5168 SPOONBILL LN, FERNDALE, WA 98248-7802
Document Number	2200400009
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5168 SPOONBILL LN FERNDALE WA 982487802, FERNDALE, WA 98248-7802

Mortgage

Document Number	2200400009
Date	Apr 1, 2020
Instrument	400009

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 31, 2035

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 9, 2017
Property Address	5168 SPOONBILL LN, FERNDALE, WA 98248-7802
Document Number	2170600959
Instrument Date	Jun 2, 2017
Instrument	600959
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,947.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5168 SPOONHILL LN FERNDALE WA 98248, FERNDALE, WA 98248

Mortgage

Document Number	2170600960
Date	Jun 9, 2017
Instrument	600960

Lender

Name	WASHINGTON FED'L SVGS
Type	Federal Savings Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2047

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,843.00 (+9.3%)	$646,553 (+8.73%) Land $224,070 Building $422,483	$646,553 (+8.73%) Land $224,070 Building $422,483
2022		$594,638 Land $148,834 Building $445,804	$594,638 Land $148,834 Building $445,804
2021	$4,431.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2021–2022)
Most Recent Claim	Dec 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, Verizon.

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