5161 Spoonbill Ln, Ferndale, WA 98248 Property Records

Whatcom County property record for 5161 Spoonbill Ln, Ferndale, WA 98248

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,994 sqft · built 2008
Lot Size0.307 acres (13,403 sqft)
Owner2 Owner Names on Record
Last Sale$370,000 (Oct 2014)
Tax Bill$6,664 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN514991

Property Details

APN / Parcel Number

Primary APN514991
Alternative APNs
  • 390233 204376 0000
  • 99484

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,994 sqft Living Area
1st Floor Area1,874 sqft
2nd Floor Area1,120 sqft
Basement Area1,254 sqft
Finished Basement1,254 sqft
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Architectural StyleSplit Level
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area13,403 sqft (0.307 acres)
Garage TypeAttached
Garage Area988 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area130 sqft
Deck Area322 sqft
Patio Area322 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number514991
Street Address5161 SPOONBILL LN
CityFERNDALE
StateWA
Zip98248-7802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRO
Legal DescriptionLABOUNTY ESTATES LOT 35
Legal Range02
Legal Township39
Legal Section33
Legal SubdivisionLABOUNTY ESTATES
Legal Lot Number35
JurisdictionWHATCOM WA
Township / Civil DivisionBELLINGHAM
Census Block Group1
Census Block1002
Census Tract201

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address5161 SPOONBILL LN, FERNDALE, WA 98248-7802
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2014 · Amount on Record
Deed SaleOct 2, 2014 · Amount on Record
Prior SaleNov 15, 2007
Deed Document Number2141000134
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address5161 SPOONBILL LN, FERNDALE, WA 98248-7802
Document Number2200501130
Instrument DateMay 6, 2020
Transaction TypeMortgage
Record UpdatedMay 20, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5161 SPOONBILL LN FERNDALE WA 982487802, FERNDALE, WA 98248-7802

Mortgage

Document Number2200501130
DateMay 11, 2020
Instrument501130
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 10, 2035

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalityFerndale City
Unified School DistrictFerndale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,664.00 (+6.81%)$889,537 (+6.24%) Land $244,440 Building $645,097$889,537 (+6.24%) Land $244,440 Building $645,097
2022$837,275 Land $148,834 Building $688,441$837,275 Land $148,834 Building $688,441
2021$6,239.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims2 (2021–2022)
Most Recent ClaimDec 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 19,305 people · EPA ID WA5324850
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250

May also be available: Astound Broadband, Verizon.

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