5168 Kern Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 5168 Kern Rd, Waterloo, IL 62298

Property Summary

Property TypeResidential Vacant Land
Details2 bd · 2 ba · 744 sqft · built 1971
Lot Size1.7 acres (74,052 sqft)
Owner2 Individual Names on Record
Last Sale$50,000 (Jun 2018)
Tax Bill$570 (2025)
Deeds & MortgagesJun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-21-200-001-000

Property Details

APN / Parcel Number

Primary APN11-21-200-001-000
Alternative APN
  • 11210000000500 00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area744 sqft Living Area
1st Floor Area744 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleMobile Home
Lot Area74,052 sqft (1.7 acres)
Patio Area80 sqft

Location & Zoning

Street Address5168 KERN RD
CityWATERLOO
StateIL
Zip62298-3926
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeMA1
Legal DescriptionPART NW NE
Legal Range09W
Legal Township03S
Legal Section21
JurisdictionMONROE IL
Township / Civil Division29
Census Block Group2
Census Block2052
Census Tract600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 41, MAEYSTOWN, IL 62256-0041
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2018 · Amount on Record
Deed SaleJun 25, 2018 · Amount on Record
Deed Document Number2018396577
Record UpdatedOct 29, 2026

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateJun 25, 2018
Property Address5168 KERN RD, WATERLOO, IL 62298-3926
Document Number0000396577
Instrument DateJun 5, 2018
Instrument396577
Transaction TypeTransfer
Record UpdatedApr 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$75.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1221 MAIN ST, MAEYSTOWN, IL 62256

Mortgage

Document Number0000396578
DateJun 25, 2018
Instrument396578
Lender
NameFIRST NATIONAL BANK WATERLOO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$570.00 (-2.23%)$9,680 (-) Land $9,680$29,040 (-) Land $29,040
2024$583.00
2022$9,680 Land $9,680$29,040 Land $29,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Harrisonville Telephone Company.

Nearby Properties on Kern Rd

Nearby Streets

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