Monroe County property record for 5151 Kern Rd, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2008 |
| Square Footage | 1,590 sqft Living Area |
| Lot Size | 486,130 sqft (11.1 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $6,348.00 (2024) |
| Primary APN | 11-21-200-013-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,590 sqft Living Area |
| 1st Floor | 1,590 sqft 1st Floor |
| Basement Area | 1,590 sqft Basement |
| Unfinished Basement | 1,590 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Lot Area | 486,130 sqft (11.1 acres) |
| Cooling System | Central Cooling |
|---|
| Street Address | 5151 KERN RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3927 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TAX LOT 1C & PART TAX LOTS 2A & 5 |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 21 |
| Legal Lot Number | 1C |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 29 |
| Census Blockgroup | 2 |
| Census Block | 2054 |
| Census Tract | 600501 |
Source: Monroe County records · APN 11-21-200-013-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5151 KERN RD, WATERLOO, IL 62298-3927 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $113,832 (+11.45%) Land $15,122 Building $98,710 | ||
| 2024 | $6,348.00 | $366,741 Land $46,110 Building $320,631 | |
| 2022 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $102,133 Land $13,993 Building $88,140 |
5151 Kern Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Monroe County (17133C), updated August 18, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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