5166 Via Malaguena, Oceanside, CA 92057 Property Records

San Diego County property record for 5166 Via Malaguena, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,372 sqft · built 1996
Lot Size	0.176 acres (7,652 sqft)
Owner	2 Trust Names on File
Last Sale	$926,000 (Oct 2023)
Tax Bill	$10,647 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122-413-11-00`

Property Details

APN / Parcel Number

Primary APN	`122-413-11-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,372 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	7,652 sqft (0.176 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	5166 VIA MALAGUENA
City	OCEANSIDE
State	CA
Zip	92057-2636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 82 TR 012310
Legal Subdivision	CREEKSIDE ESTATES
Legal Tract	012310
Legal Block	1
Legal Lot Number	82
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1003
Census Tract	18617

Owner

5166 Via Malaguena is owner-occupied and held in a trust since October 2023.

Source: San Diego County records, as of August 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5166 VIA MALAGUENA, OCEANSIDE, CA 92057-2636
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Grant Deed, Transfer · Conventional Mortgage ZIONS BANCORPORATION NA
Oct 23, 2023	Grant Deed, Transfer · Conventional Mortgage BMO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2023 · Amount on File
Deed Sale	Oct 23, 2023 · Amount on File
Prior Sale	Mar 28, 1996 · Amount on File
Deed Document Number	2023290047
Prior Transfer Date	May 21, 2002
Prior Transfer Doc	0000457318
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 20, 2026
Property Address	5166 VIA MALAGUENA, OCEANSIDE, CA 92057-2636
Document Number	0000244927
Instrument Date	Aug 12, 2026
Instrument	2026244927
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	LENNAR TITLE INC, LENNAR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	5166 VIA MALAGUENA, OCEANSIDE, CA 92057-2636

Mortgage

Document Number	0000244928,
Date	Aug 20, 2026
Instrument	2026244928

Lender

Name	ZIONS BANCORPORATION NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 23, 2023
Property Address	5166 VIA MALAGUENA, OCEANSIDE, CA 92057-2636
Document Number	0000290047
Map Reference	MAP 12310
Instrument Date	Sep 25, 2023
Instrument	2023-0290047
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5166 VIA MALAGUENA, OCEANSIDE, CA 92057-2636

Mortgage

Document Number	0000290048
Date	Oct 23, 2023
Instrument	2023-0290048

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Nov 1, 2028
Change Frequency	6 Months
Min Rate At Change	5%
Max Rate At Change	9%
Max Rate	12%

Tax Assessment & Valuation

The 2025 property tax bill for 5166 Via Malaguena was $10,647 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$963,410 (+2%) Land $728,280 Building $235,130
2025	$10,647.00 Homeowner's exemption	$944,520 Land $714,000 Building $230,520
2023	$3,551.00 (+1.54%)	$306,466 Land $90,918 Building $215,548
2022	$3,497.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5166 Via Malaguena in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5166 Via Malaguena is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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