5166 Orchard Crest Dr, Troy, MI 48085 Property Records

Oakland County property record for 5166 Orchard Crest Dr, Troy, MI 48085

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,525 sqft · built 1977
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Jul 2021)
Tax Bill	$7,225 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-11-479-011`

Property Details

APN / Parcel Number

Primary APN	`88-20-11-479-011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,525 sqft Living Area
1st Floor Area	1,469 sqft
Basement Area	1,459 sqft
Unfinished Basement	1,469 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	124 ft deep x 70 ft wide
Garage Area	549 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	371 sqft
Deck Area	476 sqft
Patio Area	476 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	5166 ORCHARD CREST DR
City	TROY
State	MI
Zip	48085-3439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	T2N, R11E, SEC 11 LAURELWOOD SUB LOT 127
Legal Range	11E
Legal Township	2N
Legal Section	11
Legal Subdivision	LAURELWOOD SUB
Legal Lot Number	127
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1004
Census Tract	196100

Owner

5166 Orchard Crest Dr is owned and occupied by an individual who acquired it in December 2021.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	5166 ORCHARD CREST DR, TROY, MI 48085-3439
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 16, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Oct 4, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jan 4, 2022	Intrafamily Transfer, Transfer
Jul 20, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2021 · Amount on File
Deed Sale	Jul 20, 2021 · Amount on File
Deed Document Number	2021178961
Deed Book / Page	56570 / 594
Last Transfer Date	Dec 20, 2021
Transfer Doc	0000284950
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5166 ORCHARD CREST DR, TROY, MI 48085-3439
Transaction Type	Mortgage
Record Updated	Feb 10, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5166 ORCHARD CREST DR, TROY, MI 48085-3439

Mortgage

Document Number	0000200536
Date	Aug 17, 2021
Book Page	56709/299
Instrument	200536

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5166 ORCHARD CREST DR, TROY, MI 48085-3439
Transaction Type	Mortgage
Record Updated	Feb 10, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5166 ORCHARD CREST DR, TROY, MI 48085-3439

Mortgage

Document Number	0000344612
Date	Mar 16, 2022
Book Page	57587/792
Instrument	344612

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5166 ORCHARD CREST DR, TROY, MI 48085-3439
Transaction Type	Mortgage
Record Updated	Feb 10, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5166 ORCHARD CREST DR, TROY, MI 48085-3439

Mortgage

Document Number	0000453137
Date	Oct 4, 2022
Book Page	58162/397
Instrument	453137

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jan 4, 2022
Property Address	5166 ORCHARD CREST DR, TROY, MI 48085-3439
Document Number	0000284950
Book / Page	57241 / 411
Instrument Date	Dec 20, 2021
Instrument	284950
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5166 ORCHARD CREST DR, TROY, MI 48085-3439

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 20, 2021
Property Address	5166 ORCHARD CREST DR, TROY, MI 48085-3439
Document Number	0000178961
Book / Page	56570 / 594
Map Reference	LB 148 PG 18-20
Instrument Date	Jun 11, 2021
Instrument	178961
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,870.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5166 ORCHARD CREST DR, TROY, MI 48085-3439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5166 ORCHARD CREST DR, TROY, MI 48085-3439

Mortgage

Document Number	0056570596
Date	Jul 20, 2021
Instrument	56570/596

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5166 Orchard Crest Dr was $7,225 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,225.00
2023			$433,300
2022	$7,515.00	$216,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5166 Orchard Crest Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5166 Orchard Crest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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