5151 Orchard Crest Dr, Troy, MI 48085 Property Records

Oakland County property record for 5151 Orchard Crest Dr, Troy, MI 48085

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,445 sqft · built 1978
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Sep 2021)
Tax Bill	$6,399 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88-20-11-481-008`

Property Details

APN / Parcel Number

Primary APN	`88-20-11-481-008`
Alternative APN	`2011481008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,445 sqft Living Area
1st Floor Area	1,353 sqft
Basement Area	1,041 sqft
Unfinished Basement	1,353 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 65 ft wide
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	129 sqft
Deck Area	267 sqft
Patio Area	267 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	5151 ORCHARD CREST DR
City	TROY
State	MI
Zip	48085-3438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	T2N, R11E, SEC 11 LAURELWOOD SUB LOT 73
Legal Range	11E
Legal Township	2N
Legal Section	11
Legal Subdivision	LAURELWOOD SUB
Legal Lot Number	73
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1012
Census Tract	196100

Owner

5151 Orchard Crest Dr is owned and occupied by two individuals who bought it in September 2021.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5151 ORCHARD CREST DR, TROY, MI 48085-3438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Warranty Deed, Transfer · Conventional Mortgage KAYE FINANCIAL CORP
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2021 · Amount on File
Deed Sale	Sep 8, 2021 · Amount on File
Deed Document Number	2021216090
Deed Book / Page	56814 / 25
Prior Transfer Date	Sep 30, 2011
Prior Transfer Doc	0000185692
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 8, 2021
Property Address	5151 ORCHARD CREST DR, TROY, MI 48085-3438
Document Number	0000216090
Book / Page	56814 / 25
Map Reference	LB 148 PG 18-20
Instrument Date	Aug 31, 2021
Instrument	216090
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	ETITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,698.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5151 ORCHARD CREST DR, 5151, TROY, MI 48085-3438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5151 ORCHARD CREST DR, TROY, MI 48085-3438

Mortgage

Document Number	0005681427
Date	Sep 8, 2021
Instrument	56814/27

Lender

Name	KAYE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5151 ORCHARD CREST DR, TROY, MI 48085-3438
Transaction Type	Mortgage
Record Updated	Feb 19, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5151 ORCHARD CREST DR, TROY, MI 48085-3438

Mortgage

Document Number	0000017211
Date	Jan 21, 2021
Book Page	55545/305
Instrument	17211

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5151 Orchard Crest Dr was $6,399 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,399.00
2023			$371,920
2022	$6,450.00	$185,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5151 Orchard Crest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5151 Orchard Crest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Orchard Crest Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures