Okaloosa County property record for 5164 Lake Dr S, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,212 sqft · built 2008 |
| Lot Size | 0.172 acres (7,519 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,900 (Sep 2008) |
| Tax Bill | $573 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-020-0548-5 |
| Primary APN | C56-001-020-0548-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,212 sqft Heated Area |
| Gross Area | 1,589 sqft |
| 1st Floor Area | 1,212 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 7,519 sqft (0.172 acres) |
| Lot Width | 50 ft Width |
| Garage Type | Finished |
| Garage Area | 264 sqft |
| Porch | Open Porch |
| Porch Area | 113 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 5164 LAKE DR S |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-7346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORRIS ADD CRESTVIEW LOTS 21 & 22 BLK 19 |
| Legal Range | 23 |
| Legal Township | 03N |
| Legal Section | 21 |
| Legal Subdivision | MORRIS ADD |
| Legal Block | 19 |
| Legal Lot Number | 21,22 22 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 20701 |
5164 Lake Dr S is owned and occupied by an individual who bought it in September 2008.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5164 LAKE DR S, CRESTVIEW, FL 32539-7346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2008 · Amount on File |
| Deed Sale | Sep 26, 2008 · Amount on File |
| Deed Document Number | 0028594672 |
| Deed Book / Page | 2859 / 4672 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 5164 LAKE DR S, CRESTVIEW, FL 32539-7346 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5164 LAKE DR S, CRESTVIEW, FL 32539-7346 |
| Document Number | 0035822799 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 3582/2799 |
| Instrument | 3499420 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 5164 Lake Dr S was $573 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $573.00 Homeowner's exemption | $83,381 | $143,006 Land $12,017 Building $130,989 |
| 2023 | $521.00 (+3.99%) Homeowner's exemption | $78,671 (+3%) | $148,686 (+6.32%) Land $7,853 Building $140,833 |
| 2022 | $501.00 Homeowner's exemption | $76,380 | $139,842 Land $7,340 Building $132,502 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5164 Lake Dr S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5164 Lake Dr S is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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