5162 Lake Dr S, Crestview, FL 32539 Property Records

Okaloosa County property record for 5162 Lake Dr S, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,333 sqft · built 2006
Lot Size	0.174 acres (7,588 sqft)
Owner	2 Individual Names on File
Last Sale	$89,900 (Aug 2014)
Tax Bill	$614 (2025)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-596-0919-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-0919-8`
Alternative APNs	`21-3N-23-1670-0019-0230` `23N321167000190230`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,333 sqft Living Area
Gross Area	1,653 sqft
1st Floor Area	1,333 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,588 sqft (0.174 acres)
Lot Width	50 ft Width
Garage Type	Attached
Garage Area	252 sqft
Porch	Finished/Open Porch
Porch Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5162 LAKE DR S
City	CRESTVIEW
State	FL
Zip	32539-7346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORRIS ADD CRESTVIEW LOTS 23 & 24 BLK 19
Legal Range	23W
Legal Township	03N
Legal Section	21
Legal Subdivision	MORRIS ADD CREST
Legal Block	19
Legal Lot Number	230
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2015
Census Tract	20701

Owner

5162 Lake Dr S is owned and occupied by two individuals who bought it in August 2014.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5162 LAKE DR S, CRESTVIEW, FL 32539-7346
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2014 · Amount on File
Deed Sale	Aug 18, 2014 · Amount on File
Prior Sale	May 11, 2012 · Amount on File
Deed Document Number	20142945714
Deed Book / Page	3160 / 1671
Prior Transfer Date	Mar 25, 2008
Prior Transfer Doc	0028334277
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5162 LAKE DR S, CRESTVIEW, FL 32539-7346
Document Number	0033081696
Book / Page	003308 / 001696
Instrument Date	Jul 7, 2017
Transaction Type	Mortgage
Record Updated	Nov 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5162 LAKE DR S CRESTVIEW FL 325397346, CRESTVIEW, FL 32539-7346

Mortgage

Document Number	0033081696
Date	Jul 14, 2017
Book Page	003308/001696
Instrument	3147237

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5162 Lake Dr S was $614 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$614.00 Homeowner's exemption	$87,675	$150,241 Land $12,017 Building $138,224
2023	$560.00 (+3.9%) Homeowner's exemption	$82,722 (+3%)	$156,942 (+6.33%) Land $7,853 Building $149,089
2022	$539.00 Homeowner's exemption	$80,313	$147,593 Land $7,340 Building $140,253

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5162 Lake Dr S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5162 Lake Dr S is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20