5164 Hamilton St, Oscoda, MI 48750 Property Records

Iosco County property record for 5164 Hamilton St, Oscoda, MI 48750

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,012 sqft · built 1971
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$115,000 (Feb 2025)
Tax Bill$1,192 (2025)
Deeds & MortgagesAug 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN064L8000008500

Property Details

APN / Parcel Number

Primary APN064L8000008500

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,012 sqft Building Perimeter
1st Floor Area1,336 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleBi-Level
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions110 ft deep x 101 ft wide
Garage Area572 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address5164 HAMILTON ST
CityOSCODA
StateMI
Zip48750-1520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLAKEVIEW HOMESITES SUB LOT 85 & 86
Legal SubdivisionLAKEVIEW HOMESITES SUB
Legal Lot Number85-86
JurisdictionIOSCO MI
Township / Civil DivisionOSCODA
Census Block Group1
Census Block1004
Census Tract400

Owner

Source: Iosco County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5356 HUGHES ST, OSCODA, MI 48750-1524
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2025 · Amount on Record
Deed SaleFeb 4, 2025 · Amount on Record
Deed Document Number2025459
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIOSCO MI
Recording DateAug 5, 2026
Property Address5164 HAMILTON ST, OSCODA, MI 48750-1520
Document Number0000004487
Instrument DateJul 28, 2026
Instrument20264487
Transaction TypeMortgage
Record UpdatedAug 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5164 HAMILTON ST, OSCODA, MI 48750-1520

Mortgage

Document Number0000004487,
DateAug 5, 2026
Instrument20264487
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.43%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Iosco County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyIosco County
County SubdivisionOscoda Charter Township
Unified School DistrictOscoda Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$95,400 Land $95,400$190,800 Land $190,800
2025$1,192.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims4 (1986–2026)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSCODA TOWNSHIP
serves 6,997 people · EPA ID MI0005040
Water SourcePurchased surface water from HURON SHORE REGIONAL UTILITY AUTHORITY
Last State InspectionAug 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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